To implement this model, we will start a SIP in a zero exit load overnight or ultra-short duration fund. Every month we will make manual switches to gold funds / FOF or equity funds depending on Nifty to Gold price ratio. If the Nifty to Gold price ratio is below the asset allocation trigger, we will switch from debt fund to equity fund. If the Nifty to Gold price ratio is above the asset allocation trigger, we will switch from debt fund to gold fund/ FOF. Our algorithm will trigger automatic switch instructions every month on the SIP date.
No. of Installments | Cumulative Investment | SIP value as on 30-04-2022 | Equity Value | Gold Value | XIRR(%) |
---|---|---|---|---|---|
222 | 2,220,000 | 7,475,529 | 1,285,199 | 6,405,321 | 11.87 |
Nav Date | Nifty Unit | Gold Unit | Nifty Value | Gold Value | Total |
---|---|---|---|---|---|
10-11-2003 | 0 | 0.6122 | 0 | 10,000 | 10,000 |
10-12-2003 | 0 | 1.1928 | 0 | 20,545 | 20,545 |
12-01-2004 | 0 | 1.7469 | 0 | 31,529 | 31,529 |
10-02-2004 | 0 | 2.3228 | 0 | 40,331 | 40,331 |
10-03-2004 | 0 | 2.911 | 0 | 49,489 | 49,489 |
12-04-2004 | 0 | 3.4916 | 0 | 60,140 | 60,140 |
10-05-2004 | 0 | 4.1178 | 0 | 65,762 | 65,762 |
10-06-2004 | 0 | 4.7307 | 0 | 77,186 | 77,186 |
12-07-2004 | 0 | 5.3124 | 0 | 91,329 | 91,329 |
10-08-2004 | 0 | 5.8956 | 0 | 101,098 | 101,098 |
10-09-2004 | 0 | 6.4747 | 0 | 111,809 | 111,809 |
11-10-2004 | 0 | 7.0356 | 0 | 125,444 | 125,444 |
10-11-2004 | 0 | 7.5923 | 0 | 136,377 | 136,377 |
10-12-2004 | 0 | 8.1502 | 0 | 146,093 | 146,093 |
10-01-2005 | 0 | 8.727 | 0 | 151,309 | 151,309 |
10-02-2005 | 0 | 9.3144 | 0 | 158,559 | 158,559 |
10-03-2005 | 0 | 9.874 | 0 | 176,441 | 176,441 |
11-04-2005 | 0 | 10.4436 | 0 | 183,363 | 183,363 |
10-05-2005 | 0 | 11.0193 | 0 | 191,418 | 191,418 |
10-06-2005 | 0 | 11.597 | 0 | 200,756 | 200,756 |
11-07-2005 | 0 | 12.1751 | 0 | 210,612 | 210,612 |
10-08-2005 | 0 | 12.7412 | 0 | 225,068 | 225,068 |
12-09-2005 | 0 | 13.2902 | 0 | 242,068 | 242,068 |
10-10-2005 | 0 | 13.8037 | 0 | 268,799 | 268,799 |
10-11-2005 | 0 | 14.3138 | 0 | 280,583 | 280,583 |
12-12-2005 | 0 | 14.7518 | 0 | 336,827 | 336,827 |
10-01-2006 | 0 | 15.2003 | 0 | 338,945 | 338,945 |
10-02-2006 | 0 | 15.6395 | 0 | 356,081 | 356,081 |
10-03-2006 | 0 | 16.0862 | 0 | 360,141 | 360,141 |
10-04-2006 | 0 | 16.4899 | 0 | 408,456 | 408,456 |
10-05-2006 | 0 | 16.8323 | 0 | 491,656 | 491,656 |
12-06-2006 | 0 | 17.2179 | 0 | 446,560 | 446,560 |
10-07-2006 | 0 | 17.5931 | 0 | 468,870 | 468,870 |
10-08-2006 | 0 | 17.9509 | 0 | 501,637 | 501,637 |
11-09-2006 | 0 | 18.3417 | 0 | 469,296 | 469,296 |
10-10-2006 | 0 | 18.7448 | 0 | 464,996 | 464,996 |
10-11-2006 | 0 | 19.1293 | 0 | 497,571 | 497,571 |
11-12-2006 | 0 | 19.5107 | 0 | 511,546 | 511,546 |
10-01-2007 | 0 | 19.9083 | 0 | 500,744 | 500,744 |
12-02-2007 | 0 | 20.2778 | 0 | 548,772 | 548,772 |
12-03-2007 | 0 | 20.6539 | 0 | 549,190 | 549,190 |
10-04-2007 | 0 | 21.0225 | 0 | 570,350 | 570,350 |
10-05-2007 | 0 | 21.4114 | 0 | 550,539 | 550,539 |
11-06-2007 | 0 | 21.8135 | 0 | 542,499 | 542,499 |
10-07-2007 | 0 | 22.2182 | 0 | 549,030 | 549,030 |
10-08-2007 | 0 | 22.6162 | 0 | 568,297 | 568,297 |
10-09-2007 | 0 | 22.9961 | 0 | 605,243 | 605,243 |
10-10-2007 | 0 | 23.3669 | 0 | 630,192 | 630,192 |
12-11-2007 | 0 | 23.7092 | 0 | 692,738 | 692,738 |
10-12-2007 | 0 | 24.0516 | 0 | 702,409 | 702,409 |
10-01-2008 | 0 | 24.3689 | 0 | 767,931 | 767,931 |
11-02-2008 | 0 | 24.6688 | 0 | 822,657 | 822,657 |
10-03-2008 | 0 | 24.9481 | 0 | 893,341 | 893,341 |
10-04-2008 | 0 | 25.2412 | 0 | 861,038 | 861,038 |
12-05-2008 | 0 | 25.5369 | 0 | 863,661 | 863,661 |
10-06-2008 | 0 | 25.8246 | 0 | 897,755 | 897,755 |
10-07-2008 | 0 | 26.0956 | 0 | 963,046 | 963,046 |
11-08-2008 | 0 | 26.3964 | 0 | 877,486 | 877,486 |
10-09-2008 | 0 | 26.7049 | 0 | 865,642 | 865,642 |
10-10-2008 | 0 | 26.9585 | 0 | 1,062,879 | 1,062,879 |
10-11-2008 | 0 | 27.2606 | 0 | 902,342 | 902,342 |
10-12-2008 | 0 | 27.5414 | 0 | 980,955 | 980,955 |
12-01-2009 | 3.6061 | 27.5414 | 10,000 | 1,024,265 | 1,034,265 |
10-02-2009 | 7.0138 | 27.5414 | 20,582 | 1,102,148 | 1,122,730 |
10-03-2009 | 10.9001 | 27.5414 | 28,048 | 1,177,884 | 1,205,932 |
13-04-2009 | 10.9001 | 27.7871 | 36,871 | 1,131,154 | 1,168,025 |
11-05-2009 | 10.9001 | 28.0293 | 38,745 | 1,157,065 | 1,195,811 |
10-06-2009 | 10.9001 | 28.2704 | 50,743 | 1,172,564 | 1,223,307 |
10-07-2009 | 10.9001 | 28.5144 | 43,643 | 1,168,853 | 1,212,496 |
10-08-2009 | 10.9001 | 28.7532 | 48,371 | 1,204,090 | 1,252,461 |
10-09-2009 | 10.9001 | 28.979 | 52,532 | 1,283,451 | 1,335,983 |
12-10-2009 | 10.9001 | 29.2007 | 55,092 | 1,316,962 | 1,372,054 |
10-11-2009 | 10.9001 | 29.413 | 53,211 | 1,385,565 | 1,438,776 |
10-12-2009 | 10.9001 | 29.6193 | 55,968 | 1,436,059 | 1,492,027 |
11-01-2010 | 10.9001 | 29.8262 | 57,219 | 1,441,313 | 1,498,532 |
10-02-2010 | 10.9001 | 30.0428 | 51,854 | 1,386,948 | 1,438,802 |
10-03-2010 | 10.9001 | 30.255 | 55,768 | 1,425,855 | 1,481,623 |
12-04-2010 | 10.9001 | 30.4634 | 58,203 | 1,461,655 | 1,519,858 |
10-05-2010 | 10.9001 | 30.6646 | 56,611 | 1,524,059 | 1,580,670 |
10-06-2010 | 10.9001 | 30.8533 | 55,357 | 1,634,952 | 1,690,310 |
12-07-2010 | 10.9001 | 31.0451 | 58,675 | 1,618,713 | 1,677,388 |
10-08-2010 | 10.9001 | 31.2391 | 59,522 | 1,609,885 | 1,669,407 |
10-09-2010 | 10.9001 | 31.4259 | 61,477 | 1,682,401 | 1,743,878 |
11-10-2010 | 10.9001 | 31.6057 | 66,881 | 1,757,551 | 1,824,433 |
10-11-2010 | 10.9001 | 31.7799 | 68,406 | 1,824,565 | 1,892,971 |
10-12-2010 | 10.9001 | 31.9518 | 63,846 | 1,858,276 | 1,922,121 |
10-01-2011 | 10.9001 | 32.1246 | 62,816 | 1,859,428 | 1,922,243 |
10-02-2011 | 10.9001 | 32.2975 | 56,962 | 1,868,254 | 1,925,216 |
10-03-2011 | 10.9001 | 32.4657 | 59,890 | 1,930,133 | 1,990,023 |
11-04-2011 | 10.9001 | 32.6305 | 63,065 | 1,979,847 | 2,042,912 |
10-05-2011 | 10.9001 | 32.7899 | 60,400 | 2,057,591 | 2,117,992 |
10-06-2011 | 10.9001 | 32.9462 | 59,796 | 2,108,094 | 2,167,890 |
11-07-2011 | 10.9001 | 33.1031 | 61,216 | 2,109,706 | 2,170,922 |
10-08-2011 | 12.8377 | 33.1031 | 66,255 | 2,436,345 | 2,502,601 |
12-09-2011 | 14.8592 | 33.1031 | 73,505 | 2,633,796 | 2,707,302 |
10-10-2011 | 16.8674 | 33.1031 | 83,993 | 2,494,642 | 2,578,635 |
10-11-2011 | 18.7827 | 33.1031 | 98,065 | 2,693,398 | 2,791,463 |
12-12-2011 | 20.8815 | 33.1031 | 99,492 | 2,709,858 | 2,809,350 |
10-01-2012 | 22.9435 | 33.1031 | 111,266 | 2,587,455 | 2,698,721 |
10-02-2012 | 24.8017 | 33.1031 | 133,473 | 2,648,577 | 2,782,050 |
12-03-2012 | 26.6675 | 33.1031 | 142,926 | 2,630,371 | 2,773,297 |
10-04-2012 | 28.5746 | 33.1031 | 149,834 | 2,671,560 | 2,821,394 |
10-05-2012 | 30.5884 | 33.1031 | 151,893 | 2,671,156 | 2,823,049 |
11-06-2012 | 32.567 | 33.1031 | 164,597 | 2,785,123 | 2,949,719 |
10-07-2012 | 34.4378 | 33.1031 | 184,082 | 2,773,739 | 2,957,821 |
10-08-2012 | 36.3174 | 33.1031 | 193,223 | 2,816,523 | 3,009,746 |
10-09-2012 | 38.1819 | 33.1031 | 204,787 | 3,000,930 | 3,205,717 |
10-10-2012 | 39.9511 | 33.1031 | 225,810 | 2,949,793 | 3,175,603 |
12-11-2012 | 41.7105 | 33.1031 | 237,070 | 2,989,903 | 3,226,973 |
10-12-2012 | 43.4029 | 33.1031 | 256,463 | 2,953,801 | 3,210,264 |
10-01-2013 | 45.0783 | 33.1031 | 269,057 | 2,897,803 | 3,166,860 |
11-02-2013 | 46.7738 | 33.1031 | 275,865 | 2,881,849 | 3,157,714 |
11-03-2013 | 48.4566 | 33.1031 | 287,946 | 2,758,667 | 3,046,614 |
10-04-2013 | 50.2556 | 33.1031 | 279,356 | 2,766,063 | 3,045,418 |
10-05-2013 | 50.2556 | 33.2345 | 306,295 | 2,529,399 | 2,835,695 |
10-06-2013 | 51.9569 | 33.2345 | 305,403 | 2,620,631 | 2,926,033 |
10-07-2013 | 53.6761 | 33.2345 | 312,218 | 2,461,666 | 2,773,884 |
12-08-2013 | 55.4579 | 33.2345 | 311,252 | 2,694,102 | 3,005,354 |
10-09-2013 | 57.1537 | 33.2345 | 337,021 | 2,920,018 | 3,257,039 |
10-10-2013 | 58.8146 | 33.2345 | 354,120 | 2,738,940 | 3,093,060 |
11-11-2013 | 60.4597 | 33.2345 | 367,522 | 2,820,571 | 3,188,093 |
10-12-2013 | 62.0388 | 33.2345 | 392,882 | 2,768,638 | 3,161,520 |
10-01-2014 | 63.6592 | 33.2345 | 392,870 | 2,722,593 | 3,115,463 |
10-02-2014 | 65.3112 | 33.2345 | 395,358 | 2,726,230 | 3,121,588 |
10-03-2014 | 66.8409 | 33.2345 | 436,956 | 2,827,628 | 3,264,584 |
10-04-2014 | 66.8409 | 33.3574 | 454,277 | 2,713,966 | 3,168,243 |
12-05-2014 | 66.8409 | 33.4809 | 468,839 | 2,711,086 | 3,179,925 |
10-06-2014 | 66.8409 | 33.6162 | 511,761 | 2,484,058 | 2,995,819 |
10-07-2014 | 66.8409 | 33.7415 | 505,835 | 2,692,969 | 3,198,804 |
11-08-2014 | 66.8409 | 33.8648 | 509,725 | 2,746,895 | 3,256,621 |
10-09-2014 | 66.8409 | 33.994 | 541,017 | 2,632,025 | 3,173,042 |
10-10-2014 | 66.8409 | 34.1249 | 525,366 | 2,606,975 | 3,132,341 |
10-11-2014 | 66.8409 | 34.2612 | 557,737 | 2,513,081 | 3,070,818 |
10-12-2014 | 66.8409 | 34.3909 | 558,499 | 2,651,963 | 3,210,462 |
12-01-2015 | 66.8409 | 34.5218 | 556,317 | 2,638,079 | 3,194,396 |
10-02-2015 | 66.8409 | 34.653 | 572,529 | 2,641,229 | 3,213,758 |
10-03-2015 | 66.8409 | 34.7891 | 582,321 | 2,555,955 | 3,138,276 |
10-04-2015 | 66.8409 | 34.9212 | 586,886 | 2,643,059 | 3,229,945 |
11-05-2015 | 66.8409 | 35.0525 | 556,467 | 2,670,207 | 3,226,675 |
10-06-2015 | 66.8409 | 35.1833 | 543,046 | 2,689,148 | 3,232,194 |
10-07-2015 | 66.8409 | 35.3184 | 558,827 | 2,613,466 | 3,172,293 |
10-08-2015 | 66.8409 | 35.4593 | 569,859 | 2,516,220 | 3,086,078 |
10-09-2015 | 66.8409 | 35.5941 | 520,564 | 2,640,255 | 3,160,818 |
12-10-2015 | 66.8409 | 35.7256 | 544,326 | 2,717,137 | 3,261,463 |
10-11-2015 | 66.8409 | 35.8633 | 520,246 | 2,605,250 | 3,125,496 |
10-12-2015 | 66.8409 | 36.0018 | 513,559 | 2,598,868 | 3,112,427 |
11-01-2016 | 66.8409 | 36.1375 | 505,575 | 2,662,675 | 3,168,249 |
10-02-2016 | 66.8409 | 36.2626 | 482,304 | 2,899,302 | 3,381,606 |
10-03-2016 | 66.8409 | 36.3822 | 500,381 | 3,042,474 | 3,542,855 |
11-04-2016 | 66.8409 | 36.5027 | 512,763 | 3,029,371 | 3,542,134 |
10-05-2016 | 66.8409 | 36.6212 | 527,228 | 3,090,430 | 3,617,657 |
10-06-2016 | 66.8409 | 36.7389 | 546,093 | 3,120,995 | 3,667,089 |
11-07-2016 | 66.8409 | 36.8502 | 566,002 | 3,311,922 | 3,877,924 |
10-08-2016 | 66.8409 | 36.9623 | 573,181 | 3,296,660 | 3,869,841 |
12-09-2016 | 66.8409 | 37.0757 | 582,559 | 3,269,450 | 3,852,009 |
10-10-2016 | 66.8409 | 37.1944 | 582,104 | 3,133,287 | 3,715,391 |
10-11-2016 | 66.8409 | 37.312 | 569,869 | 3,173,139 | 3,743,008 |
12-12-2016 | 66.8409 | 37.4401 | 546,144 | 2,923,596 | 3,469,739 |
10-01-2017 | 66.8409 | 37.5656 | 554,017 | 2,994,354 | 3,548,372 |
10-02-2017 | 66.8409 | 37.6871 | 587,769 | 3,102,087 | 3,689,856 |
10-03-2017 | 66.8409 | 37.8116 | 597,193 | 3,037,470 | 3,634,664 |
10-04-2017 | 66.8409 | 37.9345 | 613,696 | 3,087,575 | 3,701,271 |
10-05-2017 | 66.8409 | 38.0602 | 628,792 | 3,028,567 | 3,657,360 |
12-06-2017 | 66.8409 | 38.1819 | 642,769 | 3,137,846 | 3,780,615 |
10-07-2017 | 66.8409 | 38.3092 | 653,106 | 3,009,001 | 3,662,107 |
10-08-2017 | 66.8409 | 38.4306 | 656,394 | 3,166,478 | 3,822,872 |
11-09-2017 | 66.8409 | 38.5481 | 668,813 | 3,280,524 | 3,949,337 |
10-10-2017 | 66.8409 | 38.6664 | 669,542 | 3,267,911 | 3,937,453 |
10-11-2017 | 66.8409 | 38.7856 | 689,915 | 3,253,982 | 3,943,897 |
11-12-2017 | 66.8409 | 38.9096 | 689,948 | 3,137,500 | 3,827,448 |
10-01-2018 | 66.8409 | 39.03 | 710,666 | 3,241,248 | 3,951,914 |
12-02-2018 | 66.8409 | 39.1471 | 704,486 | 3,342,132 | 4,046,618 |
12-03-2018 | 66.8409 | 39.2634 | 696,576 | 3,376,704 | 4,073,280 |
10-04-2018 | 66.8409 | 39.3779 | 695,296 | 3,440,616 | 4,135,912 |
10-05-2018 | 66.8409 | 39.4903 | 716,304 | 3,512,605 | 4,228,908 |
11-06-2018 | 66.8409 | 39.6035 | 721,009 | 3,499,118 | 4,220,128 |
10-07-2018 | 66.8409 | 39.7189 | 731,724 | 3,440,707 | 4,172,431 |
10-08-2018 | 66.8409 | 39.8376 | 763,958 | 3,355,817 | 4,119,775 |
10-09-2018 | 66.8409 | 39.9527 | 764,533 | 3,470,214 | 4,234,746 |
10-10-2018 | 66.8409 | 40.0653 | 699,162 | 3,559,661 | 4,258,823 |
12-11-2018 | 66.8409 | 40.1787 | 700,640 | 3,543,698 | 4,244,337 |
10-12-2018 | 66.8409 | 40.2894 | 701,057 | 3,638,268 | 4,339,326 |
10-01-2019 | 66.8409 | 40.3995 | 723,325 | 3,668,380 | 4,391,705 |
11-02-2019 | 66.8409 | 40.5062 | 727,817 | 3,795,749 | 4,523,566 |
11-03-2019 | 66.8409 | 40.6162 | 746,483 | 3,691,914 | 4,438,396 |
10-04-2019 | 66.8409 | 40.7258 | 774,305 | 3,716,043 | 4,490,348 |
10-05-2019 | 66.8409 | 40.8364 | 753,892 | 3,693,430 | 4,447,321 |
10-06-2019 | 66.8409 | 40.9443 | 796,924 | 3,795,213 | 4,592,137 |
10-07-2019 | 66.8409 | 41.0461 | 768,597 | 4,030,464 | 4,799,061 |
13-08-2019 | 66.8409 | 41.1383 | 730,294 | 4,461,047 | 5,191,341 |
11-09-2019 | 66.8409 | 41.2307 | 737,636 | 4,462,791 | 5,200,428 |
10-10-2019 | 66.8409 | 41.3227 | 750,927 | 4,492,325 | 5,243,252 |
11-11-2019 | 66.8409 | 41.4162 | 796,306 | 4,427,932 | 5,224,238 |
10-12-2019 | 66.8409 | 41.51 | 792,519 | 4,425,299 | 5,217,818 |
10-01-2020 | 66.8409 | 41.5987 | 819,256 | 4,687,220 | 5,506,475 |
10-02-2020 | 66.8409 | 41.6855 | 804,196 | 4,801,279 | 5,605,475 |
11-03-2020 | 66.8409 | 41.7663 | 699,049 | 5,169,543 | 5,868,592 |
13-04-2020 | 67.9528 | 41.7663 | 611,157 | 5,455,551 | 6,066,708 |
11-05-2020 | 69.0351 | 41.7663 | 637,829 | 5,421,770 | 6,059,599 |
10-06-2020 | 70.0236 | 41.7663 | 708,369 | 5,530,147 | 6,238,516 |
10-07-2020 | 70.9523 | 41.7663 | 764,018 | 5,798,607 | 6,562,625 |
10-08-2020 | 71.8396 | 41.7663 | 809,643 | 6,520,904 | 7,330,547 |
10-09-2020 | 72.713 | 41.7663 | 832,509 | 6,109,398 | 6,941,907 |
12-10-2020 | 72.713 | 41.8354 | 867,535 | 6,058,070 | 6,925,605 |
10-11-2020 | 72.713 | 41.9054 | 918,445 | 5,990,535 | 6,908,980 |
10-12-2020 | 72.713 | 41.9771 | 980,048 | 5,855,327 | 6,835,375 |
11-01-2021 | 72.713 | 42.049 | 1,053,230 | 5,851,433 | 6,904,663 |
10-02-2021 | 72.713 | 42.1224 | 1,098,439 | 5,738,901 | 6,837,340 |
10-03-2021 | 72.713 | 42.2012 | 1,103,405 | 5,358,587 | 6,461,992 |
12-04-2021 | 72.713 | 42.2769 | 1,040,581 | 5,584,030 | 6,624,612 |
10-05-2021 | 72.713 | 42.3503 | 1,086,503 | 5,767,177 | 6,853,680 |
10-06-2021 | 72.713 | 42.4223 | 1,144,339 | 5,893,976 | 7,038,315 |
12-07-2021 | 72.713 | 42.4962 | 1,141,056 | 5,750,385 | 6,891,441 |
10-08-2021 | 72.713 | 42.573 | 1,183,775 | 5,546,114 | 6,729,889 |
13-09-2021 | 72.713 | 42.6482 | 1,261,956 | 5,672,379 | 6,934,335 |
11-10-2021 | 72.713 | 42.7232 | 1,304,904 | 5,696,513 | 7,001,417 |
10-11-2021 | 72.713 | 42.7956 | 1,310,085 | 5,912,792 | 7,222,877 |
10-12-2021 | 72.713 | 42.869 | 1,273,299 | 5,840,669 | 7,113,968 |
10-01-2022 | 72.713 | 42.9434 | 1,309,074 | 5,770,955 | 7,080,029 |
10-02-2022 | 72.713 | 43.0157 | 1,280,174 | 5,953,531 | 7,233,705 |
10-03-2022 | 72.713 | 43.0822 | 1,206,665 | 6,480,139 | 7,686,804 |
11-04-2022 | 72.713 | 43.1496 | 1,285,199 | 6,405,321 | 7,690,520 |
10 biggest market drawdowns in the last 25 years.
Start Date | End Date | Portfolio SIP Drawdown(%) | Nifty SIP Drawdown(%) |
---|---|---|---|
14-06-1996 | 04-12-1996 | - | - |
06-08-1997 | 12-12-1997 | - | - |
21-04-1998 | 20-10-1998 | - | - |
11-02-2000 | 18-10-2000 | - | - |
15-02-2001 | 21-09-2001 | - | - |
14-01-2004 | 17-05-2004 | 113.3 | 58.28 |
08-01-2008 | 27-10-2008 | 18.24 | -55.74 |
07-07-2011 | 20-12-2011 | 26.19 | -17.97 |
22-07-2015 | 25-02-2016 | 15.23 | -17.3 |
20-02-2020 | 23-03-2020 | -7.37 | -36.86 |
Nifty to Gold Ratio | Invested Amount | Current Value | XIRR(%) |
---|---|---|---|
0.06 | 2,220,000 | 6,981,299 | 11.24 |
0.07 | 2,220,000 | 7,293,971 | 11.64 |
0.08 | 2,220,000 | 7,475,529 | 11.87 |
0.09 | 2,220,000 | 7,601,942 | 12.02 |
0.1 | 2,220,000 | 7,814,668 | 12.27 |
10 biggest market drawdowns in the last 25 years.
Drawdown(%) for different Nifty to Gold price ratio trigger | |||||||||||
---|---|---|---|---|---|---|---|---|---|---|---|
Start Date | End Date | 0.06 | 0.07 | 0.08 | 0.09 | 0.1 | |||||
14-06-1996 | 04-12-1996 | - | - | - | - | - | |||||
06-08-1997 | 12-12-1997 | - | - | - | - | - | |||||
21-04-1998 | 20-10-1998 | - | - | - | - | - | |||||
11-02-2000 | 18-10-2000 | - | - | - | - | - | |||||
15-02-2001 | 21-09-2001 | - | - | - | - | - | |||||
14-01-2004 | 17-05-2004 | 113.3 | 113.3 | 113.3 | 113.3 | 88.89 | |||||
08-01-2008 | 27-10-2008 | 18.24 | 18.24 | 18.24 | 18.13 | -1.06 | |||||
07-07-2011 | 20-12-2011 | 27.78 | 27.15 | 26.19 | 24.02 | 17.58 | |||||
22-07-2015 | 25-02-2016 | 22.43 | 17.82 | 15.23 | 12.91 | 7.35 | |||||
20-02-2020 | 23-03-2020 | -2.85 | -5.7 | -7.37 | -9.05 | -13.47 |
XIRR(%) | % of Observations | ||||||||
---|---|---|---|---|---|---|---|---|---|
Average | Median | Max | Min | < 0% XIRR | < 7% XIRR | > 10% XIRR | > 12% XIRR | > 15% XIRR | |
Nifty | 11.79 | 9.47 | 45.01 | -6.33 | 15.0% | 31.0% | 46.0% | 42.0% | 27.0% |
Portfolio | 14.15 | 12.04 | 33.22 | -1.15 | 4.0% | 23.0% | 54.0% | 50.0% | 42.0% |
Start Date | End Date | Nifty XIRR | Portfolio XIRR |
---|---|---|---|
01-01-1991 | 31-12-1995 | 8.04 | 12.56 |
01-01-1992 | 31-12-1996 | -1.19 | 3.54 |
01-01-1993 | 31-12-1997 | 3.98 | 3.1 |
01-01-1994 | 31-12-1998 | -6.33 | -1.15 |
01-01-1995 | 31-12-1999 | 14.73 | 9.05 |
01-01-1996 | 31-12-2000 | 5.84 | 6.01 |
01-01-1997 | 31-12-2001 | -2.22 | 4.1 |
01-01-1998 | 31-12-2002 | -0.8 | 7.23 |
01-01-1999 | 31-12-2003 | 19.27 | 17.02 |
01-01-2000 | 31-12-2004 | 20.38 | 18.72 |
01-01-2001 | 31-12-2005 | 30.52 | 25.19 |
01-01-2002 | 31-12-2006 | 37.46 | 33.22 |
01-01-2003 | 31-12-2007 | 45.01 | 28.95 |
01-01-2004 | 31-12-2008 | 2.29 | 19.4 |
01-01-2005 | 31-12-2009 | 17.27 | 27.84 |
01-01-2006 | 31-12-2010 | 16.02 | 24.45 |
01-01-2007 | 31-12-2011 | 0.61 | 29.84 |
01-01-2008 | 31-12-2012 | 8.9 | 22.59 |
01-01-2009 | 31-12-2013 | 8.92 | 11.52 |
01-01-2010 | 31-12-2014 | 14.53 | 12.62 |
01-01-2011 | 31-12-2015 | 9.67 | 7.9 |
01-01-2012 | 31-12-2016 | 7.7 | 7.72 |
01-01-2013 | 31-12-2017 | 13.01 | 7.15 |
01-01-2014 | 31-12-2018 | 9.26 | 4.04 |
01-01-2015 | 31-12-2019 | 10.1 | 9.16 |
01-01-2016 | 31-12-2020 | 13.55 | 16.03 |
XIRR(%) | % of Observations | ||||||||
---|---|---|---|---|---|---|---|---|---|
Average | Median | Max | Min | < 0% XIRR | < 7% XIRR | > 10% XIRR | > 12% XIRR | > 15% XIRR | |
Nifty | 13.72 | 10.08 | 50.84 | -17.3 | 25.0% | 39.0% | 50.0% | 46.0% | 43.0% |
Portfolio | 16.34 | 15.5 | 38.89 | -2.86 | 7.0% | 29.0% | 61.0% | 57.0% | 50.0% |
Start Date | End Date | Nifty XIRR | Portfolio XIRR |
---|---|---|---|
01-01-1991 | 31-12-1993 | 38.26 | 38.89 |
01-01-1992 | 31-12-1994 | 19.34 | 21.64 |
01-01-1993 | 31-12-1995 | -2.77 | 7.98 |
01-01-1994 | 31-12-1996 | -10.29 | -0.47 |
01-01-1995 | 31-12-1997 | 4.23 | 1.29 |
01-01-1996 | 31-12-1998 | -7.89 | -2.86 |
01-01-1997 | 31-12-1999 | 23.63 | 13.74 |
01-01-1998 | 31-12-2000 | 6.69 | 9.09 |
01-01-1999 | 31-12-2001 | -8.28 | 5.49 |
01-01-2000 | 31-12-2002 | -4.4 | 10.01 |
01-01-2001 | 31-12-2003 | 37.53 | 29.55 |
01-01-2002 | 31-12-2004 | 35.55 | 31.13 |
01-01-2003 | 31-12-2005 | 41.07 | 31.99 |
01-01-2004 | 31-12-2006 | 40.12 | 22.99 |
01-01-2005 | 31-12-2007 | 50.84 | 17.26 |
01-01-2006 | 31-12-2008 | -17.3 | 18.0 |
01-01-2007 | 31-12-2009 | 15.67 | 35.82 |
01-01-2008 | 31-12-2010 | 23.26 | 29.49 |
01-01-2009 | 31-12-2011 | -1.49 | 32.21 |
01-01-2010 | 31-12-2012 | 6.39 | 23.27 |
01-01-2011 | 31-12-2013 | 8.8 | 9.38 |
01-01-2012 | 31-12-2014 | 21.85 | 22.33 |
01-01-2013 | 31-12-2015 | 8.47 | 5.97 |
01-01-2014 | 31-12-2016 | 2.82 | 2.69 |
01-01-2015 | 31-12-2017 | 13.66 | 2.33 |
01-01-2016 | 31-12-2018 | 10.22 | 2.51 |
01-01-2017 | 31-12-2019 | 9.93 | 12.6 |
01-01-2018 | 31-12-2020 | 16.33 | 23.19 |
XIRR(%) | % of Observations | ||||||||
---|---|---|---|---|---|---|---|---|---|
Average | Median | Max | Min | < 0% XIRR | < 7% XIRR | > 10% XIRR | > 12% XIRR | > 15% XIRR | |
Nifty | 12.01 | 10.9 | 37.25 | -2.02 | 8.0% | 21.0% | 58.0% | 38.0% | 25.0% |
Portfolio | 13.43 | 12.77 | 27.79 | 1.08 | 0.0% | 21.0% | 54.0% | 54.0% | 33.0% |
Start Date | End Date | Nifty XIRR | Portfolio XIRR |
---|---|---|---|
01-01-1991 | 31-12-1997 | 8.25 | 7.67 |
01-01-1992 | 31-12-1998 | -2.02 | 1.08 |
01-01-1993 | 31-12-1999 | 11.19 | 7.49 |
01-01-1994 | 31-12-2000 | 4.07 | 3.97 |
01-01-1995 | 31-12-2001 | -0.52 | 2.88 |
01-01-1996 | 31-12-2002 | 0.17 | 5.04 |
01-01-1997 | 31-12-2003 | 14.64 | 12.59 |
01-01-1998 | 31-12-2004 | 15.8 | 14.54 |
01-01-1999 | 31-12-2005 | 21.56 | 18.12 |
01-01-2000 | 31-12-2006 | 27.79 | 23.63 |
01-01-2001 | 31-12-2007 | 37.25 | 27.79 |
01-01-2002 | 31-12-2008 | 11.8 | 17.75 |
01-01-2003 | 31-12-2009 | 21.62 | 25.52 |
01-01-2004 | 31-12-2010 | 18.93 | 23.03 |
01-01-2005 | 31-12-2011 | 5.64 | 27.35 |
01-01-2006 | 31-12-2012 | 8.25 | 22.51 |
01-01-2007 | 31-12-2013 | 7.64 | 13.97 |
01-01-2008 | 31-12-2014 | 13.53 | 12.97 |
01-01-2009 | 31-12-2015 | 9.88 | 8.25 |
01-01-2010 | 31-12-2016 | 7.38 | 6.78 |
01-01-2011 | 31-12-2017 | 12.34 | 8.59 |
01-01-2012 | 31-12-2018 | 10.61 | 8.39 |
01-01-2013 | 31-12-2019 | 10.59 | 9.45 |
01-01-2014 | 31-12-2020 | 11.77 | 12.94 |
XIRR(%) | % of Observations | ||||||||
---|---|---|---|---|---|---|---|---|---|
Average | Median | Max | Min | < 0% XIRR | < 7% XIRR | > 10% XIRR | > 12% XIRR | > 15% XIRR | |
Nifty | 12.31 | 11.4 | 27.16 | 0.85 | 0.0% | 14.0% | 76.0% | 38.0% | 24.0% |
Portfolio | 13.1 | 11.41 | 22.67 | 3.15 | 0.0% | 14.0% | 57.0% | 48.0% | 38.0% |
Start Date | End Date | Nifty XIRR | Portfolio XIRR |
---|---|---|---|
01-01-1991 | 31-12-2000 | 6.97 | 6.96 |
01-01-1992 | 31-12-2001 | 0.85 | 3.15 |
01-01-1993 | 31-12-2002 | 0.97 | 4.09 |
01-01-1994 | 31-12-2003 | 10.37 | 8.82 |
01-01-1995 | 31-12-2004 | 11.78 | 10.61 |
01-01-1996 | 31-12-2005 | 16.37 | 13.88 |
01-01-1997 | 31-12-2006 | 20.91 | 17.87 |
01-01-1998 | 31-12-2007 | 27.16 | 20.55 |
01-01-1999 | 31-12-2008 | 11.32 | 15.61 |
01-01-2000 | 31-12-2009 | 19.84 | 21.66 |
01-01-2001 | 31-12-2010 | 21.03 | 22.03 |
01-01-2002 | 31-12-2011 | 12.9 | 22.67 |
01-01-2003 | 31-12-2012 | 13.73 | 21.52 |
01-01-2004 | 31-12-2013 | 10.83 | 15.52 |
01-01-2005 | 31-12-2014 | 12.76 | 13.62 |
01-01-2006 | 31-12-2015 | 9.14 | 9.72 |
01-01-2007 | 31-12-2016 | 7.94 | 9.21 |
01-01-2008 | 31-12-2017 | 11.4 | 8.86 |
01-01-2009 | 31-12-2018 | 10.34 | 8.22 |
01-01-2010 | 31-12-2019 | 10.25 | 9.02 |
01-01-2011 | 31-12-2020 | 11.56 | 11.41 |