The simplest way to understand how P2P Lending works.
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The process to invest money online in P2P lending is very simple and easy.
Explore our FAQ section and get all your queries related to investing money online in P2P lending answered.
You can download the Investment history report available under 'Portfolio' in your account and get desired details of each investment. This report will provide you all the details of your investments like EMI date, EMI amount, Investment value, Tenure, Status, Principal outstanding/repaid, Interest outstanding/repaid, etc.
You may also download this report using the chatbot service.
You can download the Investment history report available under 'Portfolio' in your account and get desired details of each investment. This report will provide you all the details of your investments like EMI date, EMI amount, Investment value, Tenure, Status, Principal outstanding/repaid, Interest outstanding/repaid, etc.
You may also download this report using the chatbot service.
You can download the Investment history report available under 'Portfolio' in your account and get desired details of each investment. This report will provide you all the details of your investments like EMI date, EMI amount, Investment value, Tenure, Status, Principal outstanding/repaid, Interest outstanding/repaid, etc.
You may also download this report using the chatbot service.
You can download the Investment history report available under 'Portfolio' in your account and get desired details of each investment. This report will provide you all the details of your investments like EMI date, EMI amount, Investment value, Tenure, Status, Principal outstanding/repaid, Interest outstanding/repaid, etc.
You may also download this report using the chatbot service.
Utmost transparency using trusteeship mechanism to transfer money
LenDenClub processes loan disbursement and EMI repayments through a third party SEBI registered escrow agent, ICICI Trusteeship Services Limited. The escrow agent communicates with our platform and bank escrow bank account. On receipt of a transaction, they get it executed with our escrow bank ICICI Ltd. LenDenClub has no access whatsoever to the funds.
The Escrow account functions as a detached unit from the platform to ensure complete security of lender and borrower's money. The complete end to end process is intuitively managed by the platform without human intervention. A quarterly audit of the Escrow account is conducted by the escrow agent in adherence to the prescribed mandate.
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