Plan & Achieve your Childs education Goals

Let nothing come in the way of your child's learning, plan it well

  • Understand financial needs for your child education.
  • Calculate required investment.
  • Build confidence to child education early.

Build your Child Education Plan

Child Age Today

yrs old

Total Amount Required

Rs.

Saving Period in Years

Years

Inflation Rate
5%
Rate of Return
6%
Risk Profile
You will need Rs. 4,72,06,162 after 30 yrs.
You have about 30 yrs of time to plan for your child education.

Rs. 31,500

per month

Rs. 31,500

in a lumpsum

Plan your investment now!

Let us look at fine-tuning your investment strategy.

Register
Child's Education Planning Calculator

The planner takes into account all of your Child's Education and investment needs and plots them as milestones on your life line. How much should you invest Yearly or Monthly to Make Money? Calculate the Investment Amount using our Goal Planning Calculator.

What is Child's Education Planning?

Goal planning refers to setting financial goals and making plans to achieve them. Your financial goals can be short-term goals, medium-term goals, or long-term goals. If you want to achieve your goals. You need to understand your current financial status, and accordingly plan for your future goals. Goal planning helps you become financially secure and channelize your current financial investments in such a way that it generates returns over a time period which fulfills your goals.

What is a Child's Education Planning Calculator?

Goals are the priorities and targets you set for how you want to save money for the future. The goal planning calculator shows you the value of a future financial goal. It works on the future value concept. The calculator uses a formula, where you enter the current value of the goal, and when you require the amount and also considers the expected rate of inflation. Based on these parameters the financial goal calculator displays the future value of your goal.

Hear From Our Satisfied Clients

Ashish Karnani

Lakshmi Parakh

Priyam Dalmiya

Sumit Patel

Varun Varshney

Child's Education FAQs

How much should I save for my child's education?

The amount you need to save depends on various factors, such as the type of education (domestic or international), inflation, and how long you have before your child enters college. Using an education cost calculator can help estimate the future cost and create a plan accordingly.

When should I start saving for my child's education?

The earlier you start, the better. Starting as soon as possible allows your investments more time to grow, and compound interest can significantly increase your savings over time, reducing the financial burden as your child approaches higher education.

What investment options are best for child education?

Popular investment options include child education plans, mutual funds, Public Provident Fund (PPF), Sukanya Samriddhi Yojana (for girls), and Unit Linked Insurance Plans (ULIPs). Mutual funds, especially through SIPs, offer the potential for higher returns over the long term.

How do I account for inflation in my child's education plan?

Education costs tend to rise at a rate higher than standard inflation. When planning, consider an inflation rate of 8-10% to ensure that your savings grow in line with rising education costs. Mutual funds or equity-linked plans can help outpace inflation.

Should I take an education loan or save in advance?

It's always advisable to save in advance to reduce dependency on loans. Loans come with an interest burden, while savings can provide more flexibility. However, education loans can still be a good option if savings fall short.

Plan For Your Future

Child Education
Wedding
Save Tax
Emergency Fund

Child's Education Investment Plans in India

Planning for your child's future education is one of the most important financial decisions you will ever make. With rising education costs in India and abroad, starting early with the best education investment plans ensures that your childs education goals are met without financial stress.

At Eastern Financiers, we help parents across India plan, invest, and grow their education corpus through well-structured, goal-based education investment solutions.

Why Planning for Childs Education Is Essential

The cost of quality education increases every year. Whether it is school education, higher studies in India, or overseas education, relying only on savings or loans can create financial pressure later.

A structured education plan helps you:

  • Build a dedicated corpus for your childs education
  • Beat inflation through long-term investing
  • Avoid compromising on your child's career choices
  • Reduce dependence on education loans

By choosing the best education investment plans, parents can stay financially prepared for every academic milestone.

What Are Education Investment Plans?

Education investment plans are financial strategies designed specifically to fund your childs education at different stages-schooling, graduation, post-graduation, or professional courses.

These plans typically combine:

  • Long-term wealth creation
  • Risk management
  • Goal-based investing
  • Flexibility to adjust as your child grows

Eastern Financiers evaluates your income, goals, timeline, and risk profile to recommend the most suitable education investment plan.

Best Education Investment Plans for Childs Education

Depending on your goals and risk appetite, the best education investment plans may include:

1. Mutual Fund SIPs

Ideal for long-term growth and inflation-beating returns when started early.

2. Lump Sum Investments

Suitable when you have surplus funds and a clear education timeline.

3. Child-Specific Investment Plans

Designed with milestone-based payouts aligned to education stages.

4. Debt & Hybrid Options

Lower-risk choices for parents closer to education expenses.

We help you select the right mix so your childs education plan remains balanced and goal-focused.

Frequently Asked Questions - Child's Education Plans

What is the best age to start a child's education plan?

Start between child age 0-7 years for maximum compounding and lower premiums.

What are the best education investment plans in India?

The best education investment plans in India include mutual fund SIPs, child-specific investment plans, and balanced funds that offer long-term growth to support childs education goals.

Are education investment plans safe?

Education investment plans are safe when they are chosen based on your risk profile and time horizon. Diversified portfolios help balance growth and risk for childs education.

Can I change my education investment plan later?

Yes, most education investment plans allow flexibility. You can increase contributions, switch funds, or rebalance investments as your childs education needs evolve.

What happens if education costs increase more than expected?

If education costs rise faster than expected, your education plan can be reviewed and adjusted by increasing investments or reallocating assets to stay on track.

Existing Portfolio

If you don't have an existing portfolio, please click Login or Sign Up to create a mutual fund portfolio.

Back Next
Goal Summary

Recommended Funds

Total Investments
₹
Months
Growth
₹
Future Worth
₹
Save Your Goal
Break-up of SIP
Total Future Value
SIP Growth Chart
SIP Amount - Rs. for Years
Recommended Portfolio