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Aditya Birla Sun Life Income Fund - Growth - Regular Plan

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NAV
₹ 125.3424 ₹ 0.1 (0.08 %)
as on 20-06-2025
Asset Size (AUM)
2,316.73 Cr
Launch Date
Oct 05, 1995
Investment Objective
The objective of the scheme is to generate consistent income through superior yields on its investments at moderate levels of risk through a diversified investment approach. This income may be complemented by price changes of instruments in the portfolio.
Minimum Investment 5000.0
Minimum Top-up 1000.0
Investment Returns Since Launch in Oct 05, 1995
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8.89

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
-0.17 %
Expense Ratio
1.16%
Volatility
2.15 %
Fund House
Aditya Birla Sun Life Mutual Fund
Fund Manager
Mr. Bhupesh Bameta
Key Features
Scheme description
This fund has low risk compared to any hybrid or equity funds. It invests in debt and money market instrumnets such that the macauley duration of the portfolio is between 4 - 7 years. It is suitable for investors with low risk profile having investment horizon of 48 months and above and looking for alterative to fixed deposits.
Minimum Purchase Application Amount
Rs. 5000.0 (plus in multiples of Rs. 1000.0)

Entry Load
Not applicable
Exit Load
Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsOthersDebtMutual FundsCash & Cash EquivalentsDerivatives
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10823
FD₹ 10600
Profile
Credit Quality Porfolio (%)
SOV 36.28
AAA 60.83
AA -
A -
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Corporate BondsG-Sec / SDLCash & Cash EquivalentsCDs505040403030202010100049.23 %37.68 %7.59 %2.64 %1.52 %
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Scheme Category % of Change
month-on-month
Duration 6.54 6.33 0
Maturity 11.97 11.13 0
YTM 7.42 7.34 0
7.34% GOI 2064 (22-APR...SMALL INDUSTRIES DEVE...7.25% GOI 2063 (12-JUN...6.94% Power Grid Corp...7.48% National Bank For ...7.56% REC Limited6.9% Housing & Urban ...Larsen & Toubro Ltd.7.09% Government of In...7.82% Bajaj Finance Limi...2525202015151010550020.95 %7.79 %5.85 %4.37 %3.32 %3.3 %3.27 %2.42 %2.23 %2.22 %
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Performance

Scheme Performance (%)

Data as on - 20-06-2025
Created with Highcharts 4.1.4ReturnsAditya Birla Sun Life Income Fund - Growth - Regular PlanNifty 4-8 yr G-Sec IndexDebt: Medium to Long DurationYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch-50510

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesAditya Birla Sun Life Income Fund - Growth - Regular PlanNifty 4-8 yr G-Sec IndexDebt: Medium to Long Duration201620172018201920202021202220232024202502.557.51012.51517.5
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000124,1344,1347.61
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
Aditya Birla Sun Life Income Fund - Growth - Regular Plan 05-10-1995 8.23 7.43 7.54 6.07 7.13
LIC MF Medium to Long Duration Fund-Regular Plan-Growth 19-06-1999 9.75 7.99 8.24 5.42 6.48
ICICI Prudential Bond Fund - Growth 05-08-2008 9.67 8.53 8.59 6.42 7.47
JM Medium to Long Duration Fund (Regular) - Growth Option 01-04-1995 9.41 7.89 7.65 5.26 4.24
HDFC Income Fund - Growth Option 01-09-2000 8.7 7.85 7.75 5.28 6.22
Portfolio Analysis
Portfolio as on 31-05-2025
Sector Allocation
SectorAllocation (%)
N/A100
Portfolio Holdings
Company Instrument Credit Rating Holdings (%)
Government of India (22/04/2064)DebtSOV20.95
Government of India (12/06/2063)DebtSOV5.85
6.94% Power Grid Corporation of India Limited (15/04/2035)DebtAAA4.37
7.48% National Bank For Agriculture and Rural Development (15/09/2028)DebtAAA3.32
7.56% REC Limited (31/08/2027)DebtAAA3.3
6.90% Housing & Urban Development Corporation Limited (23/04/2032)DebtAAA3.27
6.90% Housing & Urban Development Corporation Limited (06/05/2030)DebtAAA3.27
7.17% Tata Capital Housing Finance Limited (21/05/2030)DebtAAA3.24
7.20% Larsen & Toubro Limited (22/01/2035)DebtAAA2.42
7.54% Small Industries Development Bank of India (12/01/2026)DebtAAA2.3
Net Receivables / (Payables)Cash & Cash Equivalentsundefined2.24
Government of India (05/08/2054)DebtSOV2.23
7.82% Bajaj Finance Limited (31/01/2034)DebtAAA2.22
7.44% Power Finance Corporation Limited (15/01/2030)DebtAAA2.22
7.70% National Bank For Agriculture and Rural Development (30/09/2027)DebtAAA2.21
7.712% Tata Capital Housing Finance Limited (14/01/2028)DebtAAA2.19
7.75% Small Industries Development Bank of India (27/10/2025)DebtAAA2.17
7.47% Small Industries Development Bank of India (25/11/2025)DebtAAA2.16
7.93% Bajaj Finance Limited (02/05/2034)DebtAAA2.01
Government of India (24/07/2037)DebtSOV1.71
Government of India (19/06/2053)DebtSOV1.41
7.32% REC Limited (28/02/2035)DebtAAA1.34
7.59% Small Industries Development Bank of India (10/02/2026)DebtAAA1.16
7.99% LIC Housing Finance Limited (12/07/2029)DebtAAA1.12
7.28% REC Limited (20/02/2040)DebtAAA1.12
7.43% National Bank for Financing Infrastructure and Dev (16/06/2033)DebtAAA1.11
7.39% Small Industries Development Bank of India (21/03/2030)DebtAAA1.11
7.17% Indian Railway Finance Corporation Limited (27/04/2035)DebtAAA1.11
7.41% Bank of Baroda (28/11/2039)DebtAAA1.11
8.10% Tata Capital Housing Finance Limited (19/02/2027)DebtAAA1.1
8.01% Mahindra & Mahindra Financial Services Limited (24/12/2027)DebtAAA1.1
7.80% Tata Capital Housing Finance Limited (05/08/2027)DebtAAA1.1
8.07% SMFG India Home Finance Company Limited (10/09/2027)DebtAAA1.09
7.19% ICICI Home Finance Company Limited (22/08/2028)DebtAAA1.08
7.21% Embassy Office Parks REIT (17/03/2028)OthersAAA1.08
6.35% HDB Financial Services Limited (11/09/2026)DebtAAA1.07
State Government Securities (27/03/2034)DebtSOV0.82
State Government Securities (27/03/2033)DebtSOV0.72
State Government Securities (07/02/2034)DebtSOV0.68
Government of India (18/11/2039)DebtSOV0.65
6.94% National Highways Authority of India (30/12/2036)DebtAAA0.44
8.47% LIC Housing Finance Limited (10/06/2026)DebtAAA0.44
8.43% LIC Housing Finance Limited (10/07/2026)DebtAAA0.44
5.83% State Bank of India (26/10/2030)DebtAAA0.43
7.96% HDB Financial Services Limited (17/11/2025)DebtAAA0.43
National Bank For Agriculture and Rural Development (27/02/2026) DebtAAA0.41
Clearing Corporation of India LimitedCash & Cash Equivalentsundefined0.4
SBI - Corporate Debt Market Development Fund - A2 UnitsMFundefined0.26
Government of India (15/04/2039)DebtSOV0.23
8.46% HDFC Bank Limited (24/06/2026)DebtAAA0.22
7.55% REC Limited (10/05/2030)DebtAAA0.22
7.65% Power Finance Corporation Limited (22/11/2027)DebtAAA0.22
Government of India (25/11/2074)DebtSOV0.13
Government of India (19/01/2039)DebtSOV0.13
State Government Securities (27/03/2035)DebtSOV0.12
7.40% National Bank For Agriculture and Rural Development (30/01/2026)DebtAAA0.11
State Government Securities (13/10/2026)DebtSOV0.09
State Government Securities (24/02/2026)DebtSOV0.07
State Government Securities (27/03/2033)DebtSOV0.06
Government of India (10/04/2028)DebtSOV0.06
State Government Securities (15/04/2030)DebtSOV0.05
State Government Securities (15/04/2030)DebtSOV0.05
State Government Securities (24/02/2026)DebtSOV0.04
Government of India (15/11/2026)DebtSOV0.04
State Government Securities (29/03/2034)DebtSOV0.04
State Government Securities (09/02/2027)DebtSOV0.04
State Government Securities (13/01/2026)DebtSOV0.04
Government of India (17/01/2032)DebtSOV0.03
Interest Rate Swaps Pay Fixed and Receive Floating (16/05/2030)Derivativesundefined0.03
State Government Securities (07/10/2027)DebtSOV0.02
State Government Securities (15/03/2027)DebtSOV0.01
0% GOI - 17DEC27 STRIPSDebtSOV0.01
Interest Rate Swaps Pay Fixed and Receive Floating (16/05/2030)Derivativesundefined0.01
Interest Rate Swaps Pay Fixed and Receive Floating (17/05/2027)Derivativesundefined0.01
Interest Rate Swaps Pay Fixed and Receive Floating (17/05/2027)Derivativesundefined0.01
Interest Rate Swaps Pay Fixed and Receive Floating (17/05/2027)Derivativesundefined0.01
Interest Rate Swaps Pay Fixed and Receive Floating (17/05/2027)Derivativesundefined0.01
Interest Rate Swaps Pay Fixed and Receive Floating (06/05/2030)Derivativesundefined0.01
Sector Allocation
Created with Highcharts 4.1.4Others
Portfolio Holdings
Created with Highcharts 4.1.4Government of India (22/04/2064)Government of India (12/06/2063)6.94% Power Grid Corporation of India Limited (15/04/2035)7.48% National Bank For Agriculture and Rural Development (15/09/2028)7.56% REC Limited (31/08/2027)6.90% Housing & Urban Development Corporation Limited (23/04/2032)6.90% Housing & Urban Development Corporation Limited (06/05/2030)7.17% Tata Capital Housing Finance Limited (21/05/2030)7.20% Larsen & Toubro Limited (22/01/2035)Others