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Aditya Birla Sun Life Liquid Fund-Retail (Growth)

Aditya Birla Sun Life Liquid Fund-Retail (Growth)

Debt: Liquid Open Ended Scheme

NAV

₹ 681.6122 ₹ 0.12 (0.02 %)

as on 19-06-2025

Asset Size (AUM)

53,911.73 Cr

Launch Date

Jun 16, 1997

Invest in this scheme

Investment Objective

The objective of the scheme is to provide reasonable returns at a high level of safety and liquidity through judicious investments in high quality debt and money market instruments.

Minimum Investment 500.0

Minimum Top-up 500.0

Investment Returns Since Launch in Jun 16, 1997

7.09

3 M

6 M

1 Y

3 Y

10 Y

Inception

Sharp Ratio

0.33 %

Expense Ratio

0.34%

Volatility

0.49 %

Fund House

Aditya Birla Sun Life Mutual Fund

Fund Manager

Mr. Kaustubh Gupta

Overview
Fund performance
Performance
Returns calculator
Peer comparison
Portfolio analysis

Key Features

Scheme description

This fund has lowest risk compared to any other debt funds. It invests in debt and money market securities having maturity of upto 91 days only and is suitable for investors with lowest risk profile having investment horizon of few days to few weeks.

Minimum Purchase Application Amount

Rs. 500.0 (plus in multiples of Rs. 500.0)

Entry Load

Not applicable

Exit Load

Investor Exit upon subscription Exit load as % of redemption proceeds Day 1 - 0.0070% Day 2 - 0.0065% Day 3 - 0.0060% Day 4 - 0.0055% Day 5 - 0.0050% Day 6 - 0.0045% 7 onwards - 0.0000%

Indicative Investment Horizon

5 Years and above

Asset Allocation

Fund's historical return comparison with other asset classes

Fund Performance

Fund's historical return comparison with other asset classes

Investment Amount

Fund	₹ 10720
FD	₹ 10600

Profile

Credit Quality Break Down
Asset Type (Top 5)
Debt Profile
Top 10 Issuers

Credit Quality	Porfolio (%)
SOV	11.94
AAA	93.67
AA	0.12
A	-
BBB	-
Below BBB	-
D	-

Note: AAA includes A1, A includes A2, BBB includes A3.

	Scheme	Category
Duration	0.14	0.19
Maturity	0.14	0.2
YTM	7.29	7.25

Other Schemes of the Same Category

Aditya Birla Sun Life Liquid Fund-Retail (Growth)

HSBC Liquid Fund - Growth

Aditya Birla Sun Life Liquid Fund- Discipline Advantage Plan

BANK OF INDIA Liquid Fund- Regular Plan- Growth

Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Regular Plan - Growth Option

Axis Liquid Fund - Regular Plan - Growth Option

Canara Robeco Liquid Fund - Regular Plan - Growth Option

DSP Liquidity Fund - Regular Plan - Growth

PGIM India Liquid Fund - Growth

Invesco India Liquid Fund - Growth

Performance

Scheme Performance
Yearly Performance
NAV Movement

Scheme Performance (%)

Data as on - 19-06-2025

Yearly Performance (%)

NAV Movement

Investment Returns Calculator

SIP Returns
Lumpsum Returns
Rolling Returns

Installment Amount

Select Frequency

Start Date

End Date

	Amount Invested	Fund Value	Profit	Returns
Fund	120,000	123,906	3,906	7.20
Benchmark	110,000	113,393	3,393	6.30

Amount

Start Date

Select Period

Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.

Peer Comparison

Scheme Name	Inception Date	1 Year Return %	2 Year Return %	3 Year Return %	5 Year Return %	10 Year Return %
Aditya Birla Sun Life Liquid Fund-Retail (Growth)	16-06-1997	7.2	7.23	6.95	5.51	6.27
HSBC Liquid Fund - Growth	04-12-2002	8.96	9.28	8.39	6.01	6.03
Aditya Birla Sun Life Liquid Fund- Discipline Advantage Plan	22-06-2009	7.44	7.49	7.15	5.61	6.37
BANK OF INDIA Liquid Fund- Regular Plan- Growth	16-07-2008	7.27	7.3	7.01	5.53	6.24
Groww Liquid Fund (formerly known as Indiabulls Liquid Fund) - Regular Plan - Growth Option	25-10-2011	7.25	7.24	6.83	5.35	6.17
Axis Liquid Fund - Regular Plan - Growth Option	05-10-2009	7.24	7.27	6.98	5.53	6.28
Canara Robeco Liquid Fund - Regular Plan - Growth Option	05-07-2008	7.23	7.25	6.97	5.49	6.13
DSP Liquidity Fund - Regular Plan - Growth	20-11-2005	7.23	7.23	6.93	5.48	6.21
PGIM India Liquid Fund - Growth	05-09-2007	7.22	7.21	6.92	5.48	6.27
Invesco India Liquid Fund - Growth	17-11-2006	7.22	7.24	6.94	5.49	6.22

Portfolio Analysis

Portfolio as on 31-05-2025

List View
Chart View

Sector Allocation

Sector	Allocation (%)
N/A	100

Portfolio Holdings

Company	Instrument	Credit Rating	Holdings (%)
Government of India (15/06/2025)	Debt	SOV	4.28
National Bank For Agriculture and Rural Development (20/06/2025)	Debt	AAA	3.36
182 DAYS T-BILL 27JUN25	Debt	SOV	2.93
HDFC Bank Limited (01/07/2025)	Debt	AAA	2.23
Bank of Baroda (12/08/2025)	Debt	AAA	2.22
Punjab National Bank (26/08/2025)	Debt	AAA	2.21
National Bank For Agriculture and Rural Development (15/07/2025)	Debt	AAA	2.17
Small Industries Development Bank of India (10/06/2025)	Debt	AAA	1.79
Indian Oil Corporation Limited (27/06/2025)	Debt	AAA	1.79
91 DTB 12Jun2025	Debt	SOV	1.7
Bank of Baroda (04/07/2025)	Debt	AAA	1.67
Bank of Baroda (04/08/2025)	Debt	AAA	1.67
Small Industries Development Bank of India (09/07/2025)	Debt	AAA	1.67
National Bank For Agriculture and Rural Development (22/08/2025)	Debt	AAA	1.66
Reliance Industries Limited (26/06/2025)	Debt	AAA	1.56
Bank of Baroda (22/08/2025)	Debt	AAA	1.55
RBL Bank Limited (10/06/2025)	Debt	AAA	1.46
Reliance Retail Ventures Limited (12/06/2025)	Debt	AAA	1.46
National Bank For Agriculture and Rural Development (11/07/2025)	Debt	AAA	1.45
Mangalore Refinery and Petrochemicals Limited (06/08/2025)	Debt	AAA	1.44
HDFC Bank Limited (22/08/2025)	Debt	AAA	1.38
Tata Motors Finance Limited (27/06/2025)	Debt	AAA	1.34
Bharti Telecom Limited (14/08/2025)	Debt	AAA	1.27
RBL Bank Limited (16/06/2025)	Debt	AAA	1.23
Reverse Repo	Cash & Cash Equivalents	undefined	1.21
Indian Bank (19/06/2025)	Debt	AAA	1.12
Union Bank of India (24/06/2025)	Debt	AAA	1.12
Cotton Corp of India Ltd/The (10/06/2025)	Debt	AAA	1.12
Cotton Corp of India Ltd/The (11/06/2025)	Debt	AAA	1.12
National Bank For Agriculture and Rural Development (12/06/2025)	Debt	AAA	1.12
L&T Metro Rail Hyderabad Ltd (12/06/2025)	Debt	AAA	1.12
Can Fin Homes Limited (23/06/2025)	Debt	AAA	1.12
Tata Steel Limited (25/06/2025)	Debt	AAA	1.12
Tata Motors Limited (25/06/2025)	Debt	AAA	1.12
Axis Bank Limited (13/08/2025)	Debt	AAA	1.11
Indian Bank (20/08/2025)	Debt	AAA	1.11
Indian Bank (25/08/2025)	Debt	AAA	1.11
Karur Vysya Bank Ltd/The (26/08/2025)	Debt	AAA	1.11
Punjab & Sind Bank (29/08/2025)	Debt	AAA	1.11
Punjab & Sind Bank (03/09/2025)	Debt	undefined	1.11
Small Industries Development Bank of India (26/08/2025)	Debt	AAA	1.11
Small Industries Development Bank of India (02/07/2025)	Debt	AAA	1
Hindustan Zinc Limited (20/08/2025)	Debt	AAA	1
Canara Bank (01/07/2025)	Debt	AAA	0.89
Reliance Jio Infocomm Limited (23/06/2025)	Debt	AAA	0.89
Reliance Retail Ventures Limited (07/07/2025)	Debt	AAA	0.89
Motilal Oswal Financial Services Limited (18/08/2025)	Debt	AAA	0.89
91 DTB 05Jun2025	Debt	SOV	0.85
Karur Vysya Bank Ltd/The (24/06/2025)	Debt	AAA	0.78
Sikka Ports and Terminals Limited (12/06/2025)	Debt	AAA	0.78
5.70% National Bank For Agriculture and Rural Development (31/07/2025)	Debt	AAA	0.77
PNB Housing Finance Limited (21/08/2025)	Debt	AAA	0.77
Julius Baer Capital India Private Limited (22/08/2025)	Debt	AAA	0.77
Tata Housing Development Company Limited (28/08/2025)	Debt	AAA	0.77
Reverse Repo	Cash & Cash Equivalents	undefined	0.67
Reverse Repo	Cash & Cash Equivalents	undefined	0.65
Reverse Repo	Cash & Cash Equivalents	undefined	0.63
State Government Securities (10/06/2025)	Debt	SOV	0.61
Bank of India (26/06/2025)	Debt	AAA	0.56
Indian Bank (02/07/2025)	Debt	AAA	0.56
Barclays Invest & Loans India Limited (03/06/2025)	Debt	AAA	0.56
Piramal Finance Limited (09/06/2025)	Debt	AAA	0.56
Hero Fincorp Limited (11/06/2025)	Debt	AAA	0.56
TATA Realty & Infrastructure Limited (16/06/2025)	Debt	AAA	0.56
Tata Housing Development Company Limited (16/06/2025)	Debt	AAA	0.56
Cotton Corp of India Ltd/The (24/06/2025)	Debt	AAA	0.56
Julius Baer Capital India Private Limited (24/06/2025)	Debt	AAA	0.56
Indian Oil Corporation Limited (17/07/2025)	Debt	AAA	0.56
Reliance Jio Infocomm Limited (24/07/2025)	Debt	AAA	0.56
Tata Steel Limited (07/08/2025)	Debt	AAA	0.55
7.25% National Bank For Agriculture and Rural Development (01/08/2025)	Debt	AAA	0.54
Reverse Repo	Cash & Cash Equivalents	undefined	0.51
Reverse Repo	Cash & Cash Equivalents	undefined	0.51
ICICI Home Finance Company Limited (16/07/2025)	Debt	AAA	0.5
Piramal Finance Limited (06/08/2025)	Debt	AAA	0.5
Piramal Finance Limited (08/08/2025)	Debt	AAA	0.5
State Government Securities (10/06/2025)	Debt	SOV	0.45
Hindustan Zinc Limited (04/06/2025)	Debt	AAA	0.45
SBICAP Securities Limited (10/06/2025)	Debt	AAA	0.45
Hero Fincorp Limited (10/06/2025)	Debt	AAA	0.45
Birla Group Holdings Private Limited (11/06/2025)	Debt	AAA	0.45
SBICAP Securities Limited (12/06/2025)	Debt	AAA	0.45
SBICAP Securities Limited (16/06/2025)	Debt	AAA	0.45
Redington (India) Limited (11/07/2025)	Debt	AAA	0.45
Aditya Birla Housing Finance Limited (23/07/2025)	Debt	AAA	0.44
Tata Teleservices Limited (14/08/2025)	Debt	AAA	0.44
Sikka Ports and Terminals Limited (19/08/2025)	Debt	AAA	0.44
Mindspace Business Parks REIT (22/08/2025)	Others	AAA	0.44
IGH Holdings Private Limited (26/08/2025)	Debt	AAA	0.44
7.25% Small Industries Development Bank of India (31/07/2025)	Debt	AAA	0.42
Reverse Repo	Cash & Cash Equivalents	undefined	0.41
7.40% HDFC Bank Limited (02/06/2025)	Debt	AAA	0.39
Motilal Oswal Financial Services Limited (24/06/2025)	Debt	AAA	0.39
ICICI Home Finance Company Limited (25/07/2025)	Debt	AAA	0.39
Reverse Repo	Cash & Cash Equivalents	undefined	0.35
7.80% HDFC Bank Limited (02/06/2025)	Debt	AAA	0.34
State Government Securities (10/06/2025)	Debt	SOV	0.34
Hindustan Zinc Limited (06/06/2025)	Debt	AAA	0.34
HDFC Securities Limited (06/06/2025)	Debt	AAA	0.34
Bajaj Housing Finance Limited (09/06/2025)	Debt	AAA	0.34
Aseem Infrastructure Finance Ltd (09/06/2025)	Debt	AAA	0.34
Motilal Oswal Financial Services Limited (09/06/2025)	Debt	AAA	0.34
IGH Holdings Private Limited (11/06/2025)	Debt	AAA	0.34
Reverse Repo	Cash & Cash Equivalents	undefined	0.34
State Government Securities (10/06/2025)	Debt	SOV	0.33
Tata Housing Development Company Limited (23/07/2025)	Debt	AAA	0.33
Hindustan Zinc Limited (25/07/2025)	Debt	AAA	0.33
Piramal Finance Limited (13/08/2025)	Debt	AAA	0.33
Reverse Repo	Cash & Cash Equivalents	undefined	0.31
Reverse Repo	Cash & Cash Equivalents	undefined	0.31
Axis Bank Limited (22/08/2025)	Debt	AAA	0.28
ICICI Securities Limited (04/06/2025)	Debt	AAA	0.28
Kotak Mahindra Prime Limited (05/06/2025)	Debt	AAA	0.28
SBI - Corporate Debt Market Development Fund - A2 Units	MF	undefined	0.25
State Government Securities (26/08/2025)	Debt	SOV	0.23
The Federal Bank Limited (04/08/2025)	Debt	AAA	0.22
Punjab & Sind Bank (14/08/2025)	Debt	AAA	0.22
DCB Bank Limited (22/08/2025)	Debt	AAA	0.22
Godrej Properties Limited (02/06/2025)	Debt	AAA	0.22
IGH Holdings Private Limited (09/06/2025)	Debt	AAA	0.22
HSBC InvestDirect Financial Services India Ltd (09/06/2025)	Debt	AAA	0.22
L&T Finance Limited (10/06/2025)	Debt	AAA	0.22
SBICAP Securities Limited (17/06/2025)	Debt	AAA	0.22
SBICAP Securities Limited (18/06/2025)	Debt	AAA	0.22
Bajaj Financial Securities Limited (24/06/2025)	Debt	AAA	0.22
Godrej Properties Limited (26/06/2025)	Debt	AAA	0.22
Kotak Securities Limited (27/06/2025)	Debt	AAA	0.22
Godrej Properties Limited (14/08/2025)	Debt	AAA	0.22
Can Fin Homes Limited (14/08/2025)	Debt	AAA	0.22
GIC Housing Finance Limited (14/08/2025)	Debt	AAA	0.22
Julius Baer Capital India Private Limited (19/08/2025)	Debt	AAA	0.22
Godrej Properties Limited (29/08/2025)	Debt	AAA	0.22
Muthoot Finance Limited (26/08/2025)	Debt	AAA	0.22
Godrej Properties Limited (01/09/2025)	Debt	AAA	0.22
Clearing Corporation of India Limited	Cash & Cash Equivalents	undefined	0.2
Reverse Repo	Cash & Cash Equivalents	undefined	0.19
Motilal Oswal Financial Services Limited (03/06/2025)	Debt	AAA	0.17
Mirae Asset Financial Services India Pvt Ltd (04/06/2025)	Debt	AAA	0.17
Godrej Industries Limited (06/06/2025)	Debt	AAA	0.17
Muthoot Finance Limited (10/06/2025)	Debt	AAA	0.17
Godrej Industries Limited (17/06/2025)	Debt	AAA	0.17
Godrej Industries Limited (18/06/2025)	Debt	AAA	0.17
Godrej Industries Limited (19/06/2025)	Debt	AAA	0.17
Godrej Industries Limited (20/06/2025)	Debt	AAA	0.17
Mirae Asset Financial Services India Pvt Ltd (23/06/2025)	Debt	AAA	0.17
Godrej Industries Limited (07/07/2025)	Debt	AAA	0.17
Godrej Industries Limited (09/07/2025)	Debt	AAA	0.17
Godrej Industries Limited (11/07/2025)	Debt	AAA	0.17
Godrej Industries Limited (30/07/2025)	Debt	AAA	0.17
Godrej Industries Limited (04/08/2025)	Debt	AAA	0.17
Godrej Industries Limited (05/08/2025)	Debt	AAA	0.17
Tata Housing Development Company Limited (05/08/2025)	Debt	AAA	0.17
Godrej Industries Limited (06/08/2025)	Debt	AAA	0.17
Godrej Industries Limited (08/08/2025)	Debt	AAA	0.17
Godrej Industries Limited (12/08/2025)	Debt	AAA	0.17
Godrej Industries Limited (13/08/2025)	Debt	AAA	0.17
Godrej Industries Limited (14/08/2025)	Debt	AAA	0.17
Infina Finance Private Limited (13/08/2025)	Debt	AAA	0.17
Godrej Industries Limited (25/08/2025)	Debt	AAA	0.17
Godrej Industries Limited (26/08/2025)	Debt	AAA	0.17
Godrej Industries Limited (28/08/2025)	Debt	AAA	0.17
Piramal Finance Limited (27/08/2025)	Debt	AAA	0.17
7.70% HDB Financial Services Limited (11/08/2025)	Debt	AAA	0.15
Reverse Repo	Cash & Cash Equivalents	undefined	0.15
Reverse Repo	Cash & Cash Equivalents	undefined	0.15
8.60% Muthoot Finance Limited (25/08/2025)	Debt	AA	0.12
Reverse Repo	Cash & Cash Equivalents	undefined	0.12
The Jammu & Kashmir Bank Limited (24/06/2025)	Debt	AAA	0.11
Kotak Mahindra Bank Limited (22/08/2025)	Debt	AAA	0.11
Bajaj Financial Securities Limited (06/06/2025)	Debt	AAA	0.11
Hero Housing Finance Ltd (12/06/2025)	Debt	AAA	0.11
Pilani Investment & Industries Corporation Limited (12/06/2025)	Debt	AAA	0.11
Godrej Properties Limited (30/06/2025)	Debt	AAA	0.11
Mirae Asset Financial Services India Pvt Ltd (04/07/2025)	Debt	AAA	0.11
Muthoot Finance Limited (22/07/2025)	Debt	AAA	0.11
Godrej Agrovet Limited (06/08/2025)	Debt	AAA	0.11
IDBI Capital Markets & Securities Ltd (28/07/2025)	Debt	AAA	0.11
HSBC InvestDirect Financial Services India Ltd (26/08/2025)	Debt	AAA	0.11
7.15% Small Industries Development Bank of India (02/06/2025)	Debt	AAA	0.1
0% GOI - 22AUG25 STRIPS	Debt	SOV	0.1
Reverse Repo	Cash & Cash Equivalents	undefined	0.1
State Government Securities (29/07/2025)	Debt	SOV	0.09
7.15% Small Industries Development Bank of India (21/07/2025)	Debt	AAA	0.06
Hero Housing Finance Ltd (20/06/2025)	Debt	AAA	0.06
Piramal Finance Limited (26/08/2025)	Debt	AAA	0.06
7.55% Tata Capital Housing Finance Limited (05/08/2025)	Debt	AAA	0.01
State Government Securities (23/06/2025)	Debt	SOV	0.01
182 DAYS T-BILL 05JUN25	Debt	SOV	0.01
0% GOI - 12JUN25 STRIPS	Debt	SOV	0.01
Net Receivables / (Payables)	Cash & Cash Equivalents	undefined	-13.84

Sector Allocation

Portfolio Holdings