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BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Quarterly IDCW

Hybrid: Conservative Open Ended Scheme
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NAV
₹ 18.2757 ₹ 0.03 (0.18 %)
as on 25-06-2025
Asset Size (AUM)
69.53 Cr
Launch Date
Mar 18, 2009
Invest in this scheme
Investment Objective
The Scheme seeks to generate regular income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. However, there can be no assurance that the income can be generated, regular or otherwise, or the investment objectives of the Scheme will be realized.
Minimum Investment 10000.0
Minimum Top-up 1000.0
Investment Returns Since Launch in Mar 18, 2009
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6.87

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.71 %
Expense Ratio
2.23%
Volatility
11.72 %
Fund House
Bank of India Mutual Fund
Fund Manager
Mr.Alok Singh
Key Features
Scheme description
This fund has moderate ups and downs compared to equity funds and can give better returns than fixed income instruments as it invests both in debt and equity. Investment in this fund can be made for a horizon of at least 3 years or more
Minimum Purchase Application Amount
Rs. 10000.0 (plus in multiples of Rs. 1000.0)
Entry Load
Not applicable
Exit Load
• For redemption/switch out Upto 10% of the initial units allotted - within 1 year from the date of allotment: “NIL” • Any redemption/switch out in excess of the above mentioned limit would be subject to an exit load of 1%, if the units are redeemed/ switched out within 1 year from the date of allotment of units. • If the units are redeemed/switched out after 1 year from the date of allotment of units : “Nil”
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtMutual FundsCash & Cash EquivalentsEquity
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10415
FD₹ 10600
Other Schemes of the Same Category
Performance

Scheme Performance (%)

Data as on - 24-06-2025
Created with Highcharts 4.1.4ReturnsBANK OF INDIA Conservative Hybrid Fund-Regular Plan-Quarterly IDCWAK Hybrid Conservative TRIHybrid: ConservativeYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch-5051015

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesBANK OF INDIA Conservative Hybrid Fund-Regular Plan-Quarterly IDCWAK Hybrid Conservative TRIHybrid: Conservative2016201720182019202020212022202320242025-10-50510152025

NAV Movement

Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000123,5433,5436.54
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
BANK OF INDIA Conservative Hybrid Fund-Regular Plan-Quarterly IDCW 18-03-2009 4.14 8.97 8.74 12.34 6.86
DSP Regular Savings Fund- Regular Plan - Growth 11-06-2004 9.67 11.76 11.13 9.71 7.32
Parag Parikh Conservative Hybrid Fund - Regular Plan - Growth 05-05-2021 9.57 13.67 12.47 0.0 0.0
Aditya Birla Sun Life Regular Savings Fund - Growth / Payment - Regular Plan 22-05-2004 9.12 10.61 10.4 11.92 8.62
ICICI Prudential Regular Savings Fund - Plan - Growth 10-03-2004 9.04 11.75 11.13 10.62 9.53
Portfolio Analysis
Portfolio as on 31-05-2025
Sector Allocation
SectorAllocation (%)
N/A78.44
Financial Services4.68
Capital Goods3.47
Power3.44
Information Technology2.2
Metals & Mining1.33
Construction Materials1.27
Fast Moving Consumer Goods0.96
Automobile and Auto Components0.94
Healthcare0.64
Consumer Durables0.62
Consumer Services0.58
Telecommunication0.56
Services0.56
Oil, Gas & Consumable Fuels0.31
Portfolio Holdings
CompanyHoldings (%)
7.1% Government of India (18/04/2029)7.5
7.68% National Bank For Agriculture and Rural Development (30/04/2029)7.43
7.57% Indian Railway Finance Corporation Limited (18/04/2029)7.43
AU Small Finance Bank Limited (01/10/2025) 7.03
Axis Bank Limited (04/02/2026) 6.89
6.79% Government of India (07/10/2034)6.84
TREPS5.78
7.73% Tata Capital Housing Finance Limited (14/01/2030)4.41
7.27% Tata Capital Housing Finance Limited (25/04/2028)4.33
7.18% Government of India (14/08/2033)4.05
7.6% Power Finance Corporation Limited (13/04/2029)2.97
7.47% Small Industries Dev Bank of India (05/09/2029)2.96
7.49% Small Industries Dev Bank of India (11/06/2029)2.96
8.1167% Bajaj Finance Limited (10/05/2027)2.93
COFORGE LIMITED EQ1.91
NTPC GREEN ENERGY LIMITED EQ1.52
7.35% Export Import Bank of India (27/07/2028)1.47
STATE BANK OF INDIA EQ NEW RE. 1/-1.4
364 Days Tbill (MD 15/01/2026)1.39
Net Receivables / (Payables)1.27
AMBUJA CEMENTS LIMITED EQ NEW FV RS. 2/-1.27
TD POWER SYSTEMS LIMITED EQ NEW FV RS.2/-1.05
NTPC LIMITED EQ0.96
POWER GRID CORPORATION OF INDIA LIMITED EQ0.96
BHARAT ELECTRONICS LIMITED EQ NEW FV Re 1/-0.88
PNB HOUSING FINANCE LTD EQ0.84
ICICI BANK LIMITED EQ NEW FV RS. 2/-0.83
TATA STEEL LIMITED EQ NEW FV RE.1/-0.81
S.J.S. ENTERPRISES LIMITED EQ0.73
ITC LIMITED EQ NEW FV RE.1/-0.72
SKY GOLD LIMITED EQ0.62
CREDITACCESS GRAMEEN LIMITED EQ0.61
REC LIMITED EQ0.58
AVENUE SUPERMARTS LIMITED EQ0.58
ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED EQ NEW RS. 2/-0.56
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-0.56
ABB INDIA LIMITED EQ NEW RS. 2/-0.56
STEEL AUTHORITY OF INDIA LIMITED EQ0.52
364 Days Tbill (MD 07/08/2025)0.5
SIEMENS LIMITED EQ NEW FV RS.2/-0.49
HDFC BANK LIMITED EQ NEW FV RE. 1/-0.42
WOCKHARDT LIMITED EQ FV RS. 5/-0.42
Siemens Energy India Limited0.37
RELIANCE INDUSTRIES LIMITED EQ0.31
Corporate Debt Market Development Fund0.3
ZAGGLE PREPAID OCEAN SERVICES LIMITED EQ NEW FV RE. 1/-0.29
TRIVENI ENGINEERING & INDUSTRIES LTD EQ NEW FV RS 1/-0.24
Laxmi Dental Limited0.22
MARUTI SUZUKI INDIA LIMITED EQ0.21
QUADRANT FUTURE TEK LIMITED EQ0.12
Sector Allocation
Created with Highcharts 4.1.4Financial ServicesCapital GoodsPowerInformation TechnologyMetals & MiningConstruction MaterialsFast Moving Consumer GoodsAutomobile and Auto ComponentsHealthcareOthers
Portfolio Holdings
Created with Highcharts 4.1.47.1% Government of India (18/04/2029)7.68% National Bank For Agriculture and Rural Development (30/04/2029)7.57% Indian Railway Finance Corporation Limited (18/04/2029)AU Small Finance Bank Limited (01/10/2025) Axis Bank Limited (04/02/2026) 6.79% Government of India (07/10/2034)TREPS7.73% Tata Capital Housing Finance Limited (14/01/2030)7.27% Tata Capital Housing Finance Limited (25/04/2028)Others