Bandhan Retirement Fund - Regular Plan - IDCW

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NAV
₹ 12.515 ₹ 0.02 (0.14 %)
as on 14-07-2025
Asset Size (AUM)
184.53 Cr
Launch Date
Oct 18, 2023
Investment Objective
The investment objective of the Scheme is to provide long-term capital appreciation / income by investing in a mix of equity, debt and other instruments to help investors meet their retirement goals. However, there can be no assurance that the investment objective of the scheme will be realized.
Minimum Investment 1000.0
Minimum Top-up 1000.0
Investment Returns Since Launch in Oct 18, 2023
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13.83

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.0 %
Expense Ratio
2.34%
Volatility
0.0 %
Fund House
Bandhan Mutual Fund
Fund Manager
Mr. Vishal Biraia (equity portion),Mr. Viraj Kulkarni (equity portion) Mr. Gautam Kaul (debt portion)
Key Features
Scheme description
Minimum Purchase Application Amount
Rs. 1000.0 (plus in multiples of Rs. 1000.0)

Entry Load
Not applicable
Exit Load
Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtCash & Cash EquivalentsEquityDerivatives
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10260
FD₹ 10600
Performance

Scheme Performance (%)

Data as on - 14-07-2025
Created with Highcharts 4.1.4ReturnsBandhan Retirement Fund - Regular Plan - IDCWAK Hybrid Balanced TRIRetirement FundYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch-505101520

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesBandhan Retirement Fund - Regular Plan - IDCWAK Hybrid Balanced TRIRetirement Fund2016201720182019202020212022202320242025-505101520253035
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund110,000114,1304,1307.70
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
Bandhan Retirement Fund - Regular Plan - IDCW 18-10-2023 2.6 0.0 0.0 0.0 0.0
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 8.34 28.15 26.68 29.51 0.0
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 05-02-2019 7.98 7.25 6.83 5.31 0.0
PGIM India Retirement Fund - Regular Plan - Growth Option 15-04-2024 7.96 0.0 0.0 0.0 0.0
ICICI Prudential Retirement Fund - Hybrid Conservative - Growth Option 05-02-2019 7.09 12.0 11.66 9.44 0.0
Portfolio Analysis
Portfolio as on 30-06-2025
Sector Allocation
SectorAllocation (%)
Financial Services20.83
Oil, Gas & Consumable Fuels6.89
Information Technology6.52
Telecommunication5.96
Automobile and Auto Components5.25
Consumer Services3.91
Construction3.41
Metals & Mining3.16
Fast Moving Consumer Goods2.92
Consumer Durables2.78
Services2.28
Capital Goods2.2
Chemicals2
Healthcare1.92
Power1.2
Realty0.88
Media, Entertainment & Publication0.21
Portfolio Holdings
CompanyHoldings (%)
7.3% Government of India22.35
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-5.96
RELIANCE INDUSTRIES LIMITED EQ5.88
ICICI BANK LIMITED EQ NEW FV RS. 2/-5.27
Triparty Repo TRP_0107253.69
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-3.41
HDFC BANK LIMITED EQ NEW FV RE. 1/-3.37
TITAN COMPANY LIMITED EQ NEW Re.1/-2.78
AXIS BANK LIMITED EQ NE FV RS. 2/-2.2
KOTAK MAHINDRA BANK LIMITED EQ NEW F.V RS.5/-2.06
HCL TECHNOLOGIES LIMITED EQ F.V. RS.2/-1.97
EQ - INFO-EDGE (INDIA) LTD.1.89
INTERGLOBE AVIATION LIMITED EQ NEW FV RS. 10/-1.73
ZOMATO LIMITED EQ1.71
ITC LIMITED EQ NEW FV RE.1/-1.7
Net Current Assets1.64
Cash Margin - Derivatives1.63
MARUTI SUZUKI INDIA LIMITED EQ1.61
HITACHI ENERGY INDIA LIMITED EQ1.61
INFOSYS LIMITED EQ FV RS 51.61
JINDAL STEEL & POWER LIMITED EQ. NEW RS.11.53
TATA CONSULTANCY SERVICES LIMITED EQ NEW FV RE.1/-1.41
UNO MINDA LIMITED EQ NEW FV RS. 2/-1.36
MAX FINANCIAL SERVICES LIMITED EQ NEW FV RS. 2/-1.29
POWER FINANCE CORPORATION LTD. EQ1.26
NHPC LIMITED EQ1.2
HINDALCO INDUSTRIES LIMITED EQ NEW FV RE. 1/-1.06
BAJAJ FINSERV LIMITED EQ NEW FV RE.1/-1.06
TECH MAHINDRA LIMITED EQ NEW FV RS. 5/-1.05
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD EQ NEW FV RS. 2/-0.99
HERO MOTOCORP LIMITED EQ FV RS 20.96
COAL INDIA LTD EQ0.92
CIPLA LIMITED EQ NEW FV RS.2/-0.91
VISHNU CHEMICALS LIMITED EQ NEW FV RS.2/-0.87
UNITED SPIRITS LIMITED EQ NEW FV RS. 2/-0.77
TATA MOTORS LIMITED EQ NEW FV RS. 2/-0.76
DHANUKA AGRITECH LIMITED EQ NEW F.V. RS.2/-0.67
LUPIN LIMITED EQ NEW F.V. RS.2/-0.66
CG POWER AND INDUSTRIAL SOLUTIONS LIMITED EQ NEW FV RS.2/-0.59
HDFC LIFE INSURANCE COMPANY LIMITED EQ0.58
JINDAL STAINLESS LIMITED EQ NEW0.57
ADANI PORTS AND SPECIAL ECONOMIC ZONE LIMITED EQ NEW RS. 2/-0.55
UNION BANK OF INDIA EQ0.55
CENTRAL DEPOSITORY SERVICES (INDIA) LIMITED EQ0.49
MACROTECH DEVELOPERS LIMITED EQ NEW FV RS. 10/-0.49
WIPRO LIMITED EQ F.V. RS. 20.48
Varun Beverages Ltd0.45
TVS MOTOR COMPANY LIMITED EQ FV RE.1/-0.44
INDUSIND BANK LIMITED EQ0.43
MAHINDRA & MAHINDRA FINANCIAL SERVICES LTD EQ NEW FV RS.2/-0.39
SOBHA LIMITED EQ0.39
AADHAR HOUSING FINANCE LIMITED EQ0.37
JUBILANT INGREVIA LIMITED EQ0.31
MANKIND PHARMA LIMITED EQ NEW FV RE. 1/-0.3
PTC INDIA FINANCIAL SERVICES LIMITED EQ0.28
POONAWALLA FINCORP LIMITED EQ NEW F.V. RS.2/-0.24
JUNIPER HOTELS PRIVATE LIMITED EQ0.22
ZEE ENTERTAINMENT ENTERPRISES LTD EQ F.V.RE.10.21
NEOGEN CHEMICALS LIMITED EQ0.15
ZF COMMERCIAL VEHICLE CONTROL SYSTEMS INDIA LIMITED EQ0.12
ITC Hotels Ltd.0.09
GAIL (INDIA) LIMITED EQ0.09
GPT HEALTHCARE LIMITED EQ0.05
Net Receivables/Payables-0.02
Bajaj Finserv Limited July 2025 Future-1.06
Tata Consultancy Services Limited July 2025 Future-1.41
Titan Company Limited July 2025 Future-1.96
HCL Technologies Limited July 2025 Future-1.97
Kotak Mahindra Bank Limited July 2025 Future-2.08
Larsen & Toubro Limited July 2025 Future-2.1
Reliance Industries Limited July 2025 Future-2.58
ICICI Bank Limited July 2025 Future-2.59
Sector Allocation
Created with Highcharts 4.1.4Financial ServicesOil, Gas & Consumable FuelsInformation TechnologyTelecommunicationAutomobile and Auto ComponentsConsumer ServicesConstructionMetals & MiningFast Moving Consumer GoodsOthers
Portfolio Holdings
Created with Highcharts 4.1.47.3% Government of IndiaBHARTI AIRTEL LIMITED EQ NEW FV RS 5/-RELIANCE INDUSTRIES LIMITED EQICICI BANK LIMITED EQ NEW FV RS. 2/-Triparty Repo TRP_010725LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-HDFC BANK LIMITED EQ NEW FV RE. 1/-TITAN COMPANY LIMITED EQ NEW Re.1/-AXIS BANK LIMITED EQ NE FV RS. 2/-Others