Franklin India Banking & PSU Debt Fund - Growth

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NAV
₹ 22.5875 ₹ 0.02 (0.1 %)
as on 14-07-2025
Asset Size (AUM)
549.55 Cr
Launch Date
Apr 05, 2014
Investment Objective
The fund seeks to provide regular income through a portfolio of debt and money market instruments consisting predominantly of securities issued by entities such as Banks and Public Sector Undertakings (PSUs)
Minimum Investment 5000.0
Minimum Top-up 1000.0
Investment Returns Since Launch in Apr 05, 2014
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7.53

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
-0.32 %
Expense Ratio
0.52%
Volatility
1.13 %
Fund House
Franklin Templeton Mutual Fund
Fund Manager
Chandni Gupta, Anuj Tagra, Sandeep Manam (dedicated for making investments for Foreign Securities)
Key Features
Scheme description
This fund has low risk compared to hybrid or equity funds. It invests in debt instruments of public sector undertakings, public financial institiutions upto 80% of its assets and is suitable for investors with low risk profile having investment horizon of 3 years and above.
Minimum Purchase Application Amount
Rs. 5000.0 (plus in multiples of Rs. 1000.0)

Entry Load
Not applicable
Exit Load
Nil
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtMutual FundsCash & Cash Equivalents
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10887
FD₹ 10600
Profile
Credit Quality Porfolio (%)
SOV 10.75
AAA 83.33
AA 3.97
A -
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Corporate BondsDebtCDsG-Sec / SDLCash & Cash Equivalents80806060404020200078.09 %10.75 %5.24 %3.97 %1.62 %
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Scheme Category % of Change
month-on-month
Duration 1.89 3.21 -0.22
Maturity 3.28 4.67 0.01
YTM 7.62 7.55 0.01
7.56% India Infrastructure...NCD SMALL INDUSTRIES D...REC LimitedICICI BANK LIMITED6.90% GOI 15-Apr-2065CD - KOTAK MAH BANK - 2...NATIONAL BANK FOR AGR...7.38% Power Finance C...7.82% Bajaj Finance Limi...6.79% GOI 2034 (07-OCT...101088664422009.49 %7.63 %6.09 %5.75 %5.71 %5.24 %4.82 %4.8 %4.78 %4.76 %
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Performance

Scheme Performance (%)

Data as on - 14-07-2025
Created with Highcharts 4.1.4ReturnsFranklin India Banking & PSU Debt Fund - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSUYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch02.557.510

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesFranklin India Banking & PSU Debt Fund - GrowthNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSU201620172018201920202021202220232024202502.557.51012.5
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000124,9374,9379.21
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
Franklin India Banking & PSU Debt Fund - Growth 05-04-2014 8.87 7.87 7.37 5.77 7.32
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 9.42 8.05 7.77 5.92 7.61
Bajaj Finserv Banking and PSU Fund- Regular Plan- Growth 05-11-2023 9.25 0.0 0.0 0.0 0.0
LIC MF Banking & PSU Fund-Regular Plan-Growth 30-05-2007 9.23 7.96 7.27 5.49 6.8
Nippon India Banking & PSU Fund- Growth Plan- Growth Option 10-05-2015 9.21 8.01 7.54 5.98 7.47
Portfolio Analysis
Portfolio as on 31-05-2025
Sector Allocation
SectorAllocation (%)
Portfolio Holdings
Company Instrument Credit Rating Holdings (%)
7.56% India Infrastructure Finance Co Ltd (20-Mar-2028)DebtAAA9.49
7.49% Small Industries Development Bank Of India (11-Jun-2029)DebtAAA7.63
0.00% REC Ltd (03-Nov-2034)DebtAAA6.09
6.45% ICICI Bank Ltd (15-Jun-2028)DebtAAA5.75
6.90% GOI 15-Apr-2065DebtSOV5.71
Kotak Mahindra Bank Ltd (28-Jan-2026)DebtAAA5.24
7.38% Power Finance Corporation Ltd (15-Jan-2032)DebtAAA4.8
7.82% Bajaj Finance Ltd (31-Jan-2034)DebtAAA4.78
6.79% GOI 2034 (07-OCT-2034)DebtSOV4.76
6.24% State Bank Of India (20-Sep-2030)DebtAAA4.75
7.48% National Bank For Agriculture & Rural Development (15-Sep-2028)DebtAAA4.73
7.55% Power Finance Corporation Ltd (15-Jul-2026)DebtAAA4.64
6.90% Housing & Urban Development Corporation Ltd (23-Apr-2032)DebtAAA4.63
8.75% Bharti Telecom Ltd (05-Nov-2029)DebtAA3.97
8.35% HDFC Bank Ltd (13-May-2026)DebtAAA3.71
7.70% REC Ltd (31-Aug-2026)DebtAAA2.98
7.62% National Bank For Agriculture & Rural Development (31-Jan-2028)DebtAAA2.87
7.22% National Housing Bank (23-Jul-2026)DebtAAA2.75
7.58% National Bank For Agriculture & Rural Development (31-Jul-2026)DebtAAA1.95
7.68% Small Industries Development Bank Of India (10-Aug-2027)DebtAAA1.88
7.41% Indian Railway Finance Corporation Ltd (15-Oct-2026)DebtAAA1.86
7.59% National Housing Bank (14-Jul-2027)DebtAAA1.86
Call, Cash & Other AssetsCash & Cash Equivalentsundefined1.61
7.78% HDFC Bank Ltd (27-Mar-2027)DebtAAA0.94
Corporate Debt Market Development Fund Class A2MFundefined0.36
7.32% Chhattisgarh SDL (05-Mar-2037)DebtSOV0.1
7.32% State Government SecuritiesDebtSOV0.1
7.10% Rajasthan SDL (26-Mar-2043)DebtSOV0.08
Margin on DerivativesCash & Cash Equivalentsundefined0.01
Sector Allocation
Created with Highcharts 4.1.4Others
Portfolio Holdings
Created with Highcharts 4.1.47.56% India Infrastructure Finance Co Ltd (20-Mar-2028)7.49% Small Industries Development Bank Of India (11-Jun-2029)0.00% REC Ltd (03-Nov-2034)6.45% ICICI Bank Ltd (15-Jun-2028)6.90% GOI 15-Apr-2065Kotak Mahindra Bank Ltd (28-Jan-2026)7.38% Power Finance Corporation Ltd (15-Jan-2032)7.82% Bajaj Finance Ltd (31-Jan-2034)6.79% GOI 2034 (07-OCT-2034)Others