Franklin India Pension Plan - IDCW

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NAV
₹ 17.8584 ₹ 0.07 (0.39 %)
as on 21-05-2025
Asset Size (AUM)
515 Cr
Launch Date
Mar 31, 1997
Investment Objective
The scheme seeks to generate steady returns along with tax savings through a portfolio of upto 40% in equities with the balance invested in fixed income instruments.This is to ensure reletive stability and deliver superior returns.
Minimum Investment 500.0
Minimum Top-up 500.0
Investment Returns Since Launch in Mar 31, 1997
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10.0

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.66 %
Expense Ratio
2.27%
Volatility
5.25 %
Fund House
Franklin Templeton Mutual Fund
Fund Manager
Debt: Anuj Tagra & Pallab Roy; Equity: Rajasa Kakulavarapu & Ajay Argal
Key Features
Scheme description
This fund has moderate ups and downs compared to other equity funds but can give good returns in the very long run. Investment in this fund can be made for a horizon of at least 7 years or more for retirement planning purposes only.
Minimum Purchase Application Amount
Rs. 500.0 (plus in multiples of Rs. 500.0)

Entry Load
Not applicable
Exit Load
3% if redeemed before the age of 58 years; Nil if redeemed after the age of 58 years.
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtCash & Cash EquivalentsEquity
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10828
FD₹ 10600
Performance

Scheme Performance (%)

Data as on - 21-05-2025
Created with Highcharts 4.1.4ReturnsFranklin India Pension Plan - IDCWAK Hybrid Balanced TRIRetirement FundYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch-1001020

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesFranklin India Pension Plan - IDCWAK Hybrid Balanced TRIRetirement Fund2016201720182019202020212022202320242025-10010203040
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000118,126-1,874-3.41
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
Franklin India Pension Plan - IDCW 31-03-1997 8.28 13.15 11.52 10.74 6.55
PGIM India Retirement Fund - Regular Plan - Growth Option 15-04-2024 12.99 0.0 0.0 0.0 0.0
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular Plan-Growth 01-03-2019 12.44 18.98 15.48 15.6 0.0
UTI Retirement Fund - Regular Plan 26-12-1994 11.76 15.44 14.0 16.08 9.64
Axis Retirement Fund - Dynamic Plan - Regular Growth 05-12-2019 10.81 20.72 16.72 16.12 0.0
Portfolio Analysis
Portfolio as on 30-04-2025
Sector Allocation
SectorAllocation (%)
N/A62.6
Financial Services12.08
Information Technology3.65
Consumer Services2.86
Oil, Gas & Consumable Fuels2.58
Healthcare2.53
Automobile and Auto Components2.22
Telecommunication2.14
Fast Moving Consumer Goods2.01
Construction1.76
Consumer Durables1.01
power0.91
Construction Materials0.88
Capital Goods0.76
Services0.68
Realty0.41
Metals & Mining0.35
Chemicals0.3
Textiles0.27
Portfolio Holdings
CompanyHoldings (%)
7.68% Small Industries Development Bank Of India (10-Aug-2027)9.94
7.48% National Bank For Agriculture & Rural Development (15-Sep-2028)8.96
8.39% ONGC Petro Additions Ltd (28-Jun-2027)5.29
8.10% Mahindra & Mahindra Financial Services Ltd (21-May-2026)5.26
7.90% Bajaj Housing Finance Ltd (28-Apr-2028)4.95
7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030)4.89
7.70% Poonawalla Fincorp Ltd (21-Apr-2028)4.88
HDFC BANK LIMITED EQ NEW FV RE. 1/-4.11
ICICI BANK LIMITED EQ NEW FV RS. 2/-3.21
0.00% REC Ltd (03-Nov-2034)2.65
8.75% Bharti Telecom Ltd (05-Nov-2028)2.07
Call, Cash & Other Assets1.83
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-1.76
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-1.74
AXIS BANK LIMITED EQ NE FV RS. 2/-1.73
INFOSYS LIMITED EQ FV RS 51.66
RELIANCE INDUSTRIES LIMITED EQ1.45
HCL TECHNOLOGIES LIMITED EQ F.V. RS.2/-1.16
8.35% HDFC Bank Ltd (13-May-2026)1.06
8.3774% Kotak Mahindra Investments Ltd (21-Jun-2027)1.06
UNITED SPIRITS LIMITED EQ NEW FV RS. 2/-1.05
7.10% West Bengal SDL (26-Mar-2046)1.01
7.10% Kerala SDL (26-Mar-2043)1.01
7.10% West Bengal SDL (26-Mar-2047)1.01
7.10% Rajasthan SDL (26-Mar-2043)1.01
7.10% West Bengal SDL (26-Mar-2045)1
6.79% GOI 2034 (07-Oct-2034)1
7.10% Himachal Pradesh SDL (26-Mar-2040)1
ZOMATO LIMITED EQ0.99
7.08% Andhra Pradesh SDL (26-Mar-2037)0.91
NTPC LIMITED EQ0.91
7.09% Haryana SDL (26-Mar-2040)0.9
ULTRATECH CEMENT LIMITED EQ0.88
SUN PHARMACEUTICAL INDUSTRIES LTD. EQ NEW F.V. RE.1/-0.82
APOLLO HOSPITALS ENTERPRISE LIMITED EQ NEW F.V. RS.5/-0.81
STATE BANK OF INDIA EQ NEW RE. 1/-0.81
GAIL (INDIA) LIMITED EQ0.73
PB FINTECH LIMITED EQ NEW FV RS. 2/-0.73
MARUTI SUZUKI INDIA LIMITED EQ0.71
HDFC LIFE INSURANCE COMPANY LIMITED EQ0.69
TATA MOTORS LIMITED EQ NEW FV RS. 2/-0.66
ERIS LIFESCIENCES LIMITED EQ NEW FV RE. 1/-0.65
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED EQ0.61
JUBILANT FOODWORKS LIMITED EQ NEW FV RS. 2/-0.59
HINDUSTAN UNILEVER LIMITED EQ F.V. RS 10.52
7.08% Haryana SDL (26-Mar-2039)0.48
Sapphire Foods India Limited0.48
INTERGLOBE AVIATION LIMITED EQ NEW FV RS. 10/-0.46
LEMON TREE HOTELS LIMITED EQ0.45
TUBE INVESTMENTS OF INDIA LIMITED EQ0.45
TECH MAHINDRA LIMITED EQ NEW FV RS. 5/-0.44
MARICO LIMITED NEW EQ RE.10.44
PNB HOUSING FINANCE LTD EQ0.43
BHARAT ELECTRONICS LIMITED EQ NEW FV Re 1/-0.43
7.08% Kerala SDL (26-Mar-2040)0.42
PRESTIGE ESTATES PROJECTS LIMITED EQ0.41
AMARA RAJA BATTERIES LIMITED EQ NEW FV Re.1/-0.4
INDUS TOWERS LIMITED EQ0.4
AMBER ENTERPRISES INDIA LIMITED EQ0.4
OIL AND NATURAL GAS CORPORATION LIMITED EQ NEW F.V RS.5/-0.4
INTELLECT DESIGN ARENA LIMITED EQ0.39
TATA STEEL LIMITED EQ NEW FV RE.1/-0.35
V-MART RETAIL LIMITED EQ0.35
KIRLOSKAR OIL ENGINES LIMITED EQ0.33
CHEMPLAST SANMAR LIMITED EQ NEW FV Rs.5/-0.3
Pearl Global Industries Limited0.27
METROPOLIS HEALTHCARE LIMITED EQ NEW FV RS. 2/-0.25
TEAM LEASE SERVICES LIMITED EQ NEW FV RS. 10/-0.22
INDUSIND BANK LIMITED EQ0.2
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD EQ NEW FV RS. 2/-0.17
Sector Allocation
Created with Highcharts 4.1.4Financial ServicesInformation TechnologyConsumer ServicesOil, Gas & Consumable FuelsHealthcareAutomobile and Auto ComponentsTelecommunicationFast Moving Consumer GoodsConstructionOthers
Portfolio Holdings
Created with Highcharts 4.1.47.68% Small Industries Development Bank Of India (10-Aug-2027)7.48% National Bank For Agriculture & Rural Development (15-Sep-2028)8.39% ONGC Petro Additions Ltd (28-Jun-2027)8.10% Mahindra & Mahindra Financial Services Ltd (21-May-2026)7.90% Bajaj Housing Finance Ltd (28-Apr-2028)7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030)7.70% Poonawalla Fincorp Ltd (21-Apr-2028)HDFC BANK LIMITED EQ NEW FV RE. 1/-ICICI BANK LIMITED EQ NEW FV RS. 2/-Others