Franklin India Pension Plan - IDCW

arrow-up
NAV
₹ 17.9674 ₹ 0.07 (0.4 %)
as on 16-06-2025
Asset Size (AUM)
515 Cr
Launch Date
Mar 31, 1997
Investment Objective
The Fund seeks to provide investors regular income under the Income Distribution cum capital withdrawal Plan and capital appreciation under the Growth Plan.
Minimum Investment 500.0
Minimum Top-up 500.0
Investment Returns Since Launch in Mar 31, 1997
arrow-up

10.0

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.66 %
Expense Ratio
2.26%
Volatility
5.25 %
Fund House
Franklin Templeton Mutual Fund
Fund Manager
Debt: Anuj Tagra & Pallab Roy; Equity: Rajasa Kakulavarapu & Ajay Argal
Key Features
Scheme description
This fund has moderate ups and downs compared to other equity funds but can give good returns in the very long run. Investment in this fund can be made for a horizon of at least 7 years or more for retirement planning purposes only.
Minimum Purchase Application Amount
Rs. 500.0 (plus in multiples of Rs. 500.0)

Entry Load
Not applicable
Exit Load
3% if redeemed before the age of 58 years; Nil if redeemed after the age of 58 years.
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtCash & Cash EquivalentsEquity
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10696
FD₹ 10600
Performance

Scheme Performance (%)

Data as on - 16-06-2025
Created with Highcharts 4.1.4ReturnsFranklin India Pension Plan - IDCWAK Hybrid Balanced TRIRetirement FundYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch-1001020

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesFranklin India Pension Plan - IDCWAK Hybrid Balanced TRIRetirement Fund2016201720182019202020212022202320242025-10010203040
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000119,200-800-1.46
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
Franklin India Pension Plan - IDCW 31-03-1997 6.95 12.32 12.51 10.32 6.83
PGIM India Retirement Fund - Regular Plan - Growth Option 15-04-2024 10.0 0.0 0.0 0.0 0.0
UTI Retirement Fund - Regular Plan 26-12-1994 8.74 14.37 14.75 15.18 9.85
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular Plan-Growth 01-03-2019 8.73 17.73 17.21 14.41 0.0
ICICI Prudential Retirement Fund - Pure Debt - Growth Option 05-02-2019 8.15 7.24 6.91 5.65 0.0
Portfolio Analysis
Portfolio as on 31-05-2025
Sector Allocation
SectorAllocation (%)
N/A62
Financial Services11.98
Information Technology3.82
Consumer Services2.87
Healthcare2.64
Oil, Gas & Consumable Fuels2.37
Automobile and Auto Components2.33
Telecommunication2.08
Fast Moving Consumer Goods1.97
Construction1.91
Consumer Durables1.05
Power0.96
Capital Goods0.92
Construction Materials0.84
Services0.74
Realty0.44
Metals & Mining0.39
Textiles0.36
Chemicals0.33
Portfolio Holdings
CompanyHoldings (%)
7.68% Small Industries Development Bank Of India (10-Aug-2027)9.94
7.48% National Bank For Agriculture & Rural Development (15-Sep-2028)8.98
7.90% LIC Housing Finance Ltd (23-Jun-2027)5.25
7.90% Bajaj Housing Finance Ltd (28-Apr-2028)4.94
7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030)4.91
8.10% Mahindra & Mahindra Financial Services Ltd (21-May-2026)4.85
7.70% Poonawalla Fincorp Ltd (21-Apr-2028)4.84
Punjab National Bank (18-Mar-2026)4.56
HDFC BANK LIMITED EQ NEW FV RE. 1/-4.1
ICICI BANK LIMITED EQ NEW FV RS. 2/-3.21
6.79% GOI 2034 (07-OCT-2034)3.01
0.00% REC Ltd (03-Nov-2034)2.67
8.75% Bharti Telecom Ltd (05-Nov-2028)2.07
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-1.91
AXIS BANK LIMITED EQ NE FV RS. 2/-1.72
BHARTI AIRTEL LIMITED EQ NEW FV RS 5/-1.71
RELIANCE INDUSTRIES LIMITED EQ1.64
INFOSYS LIMITED EQ FV RS 51.61
HCL TECHNOLOGIES LIMITED EQ F.V. RS.2/-1.19
8.3774% Kotak Mahindra Investments Ltd (21-Jun-2027)1.06
Call, Cash & Other Assets1.01
UNITED SPIRITS LIMITED EQ NEW FV RS. 2/-1.01
ZOMATO LIMITED EQ1.01
7.7201% LIC HOUSING FINANCE LTD 12-FEB-260.99
8.35% HDFC Bank Ltd (13-May-2026)0.98
6.40% LIC Housing Finance Ltd (30-Nov-2026)0.98
NTPC LIMITED EQ0.96
7.08% A P SGL MAT - 26/03/20370.91
ULTRATECH CEMENT LIMITED EQ0.84
STATE BANK OF INDIA EQ NEW RE. 1/-0.83
APOLLO HOSPITALS ENTERPRISE LIMITED EQ NEW F.V. RS.5/-0.79
PB FINTECH LIMITED EQ NEW FV RS. 2/-0.78
SUN PHARMACEUTICAL INDUSTRIES LTD. EQ NEW F.V. RE.1/-0.77
GAIL (INDIA) LIMITED EQ0.73
TATA MOTORS LIMITED EQ NEW FV RS. 2/-0.73
HDFC LIFE INSURANCE COMPANY LIMITED EQ0.72
MARUTI SUZUKI INDIA LIMITED EQ0.71
ERIS LIFESCIENCES LIMITED EQ NEW FV RE. 1/-0.64
CROMPTON GREAVES CONSUMER ELECTRICALS LIMITED EQ0.63
INTELLECT DESIGN ARENA LIMITED EQ0.57
JUBILANT FOODWORKS LIMITED EQ NEW FV RS. 2/-0.53
HINDUSTAN UNILEVER LIMITED EQ F.V. RS 10.52
BHARAT ELECTRONICS LIMITED EQ NEW FV Re 1/-0.52
INTERGLOBE AVIATION LIMITED EQ NEW FV RS. 10/-0.51
Sapphire Foods India Limited0.48
TUBE INVESTMENTS OF INDIA LIMITED EQ0.47
LEMON TREE HOTELS LIMITED EQ0.45
TECH MAHINDRA LIMITED EQ NEW FV RS. 5/-0.45
PRESTIGE ESTATES PROJECTS LIMITED EQ0.44
PNB HOUSING FINANCE LTD EQ0.44
MARICO LIMITED NEW EQ RE.10.44
METROPOLIS HEALTHCARE LIMITED EQ NEW FV RS. 2/-0.44
AMBER ENTERPRISES INDIA LIMITED EQ0.42
AMARA RAJA BATTERIES LIMITED EQ NEW FV Re.1/-0.42
KIRLOSKAR OIL ENGINES LIMITED EQ0.4
V-MART RETAIL LIMITED EQ0.4
TATA STEEL LIMITED EQ NEW FV RE.1/-0.39
INDUS TOWERS LIMITED EQ0.37
Pearl Global Industries Limited0.36
CHEMPLAST SANMAR LIMITED EQ NEW FV Rs.5/-0.33
TEAM LEASE SERVICES LIMITED EQ NEW FV RS. 10/-0.23
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD EQ NEW FV RS. 2/-0.18
7.10% Rajasthan SDL (26-Mar-2043)0.08
Sector Allocation
Created with Highcharts 4.1.4Financial ServicesInformation TechnologyConsumer ServicesHealthcareOil, Gas & Consumable FuelsAutomobile and Auto ComponentsTelecommunicationFast Moving Consumer GoodsConstructionOthers
Portfolio Holdings
Created with Highcharts 4.1.47.68% Small Industries Development Bank Of India (10-Aug-2027)7.48% National Bank For Agriculture & Rural Development (15-Sep-2028)7.90% LIC Housing Finance Ltd (23-Jun-2027)7.90% Bajaj Housing Finance Ltd (28-Apr-2028)7.03% National Bank for Financing Infrastructure and Development (08-Apr-2030)8.10% Mahindra & Mahindra Financial Services Ltd (21-May-2026)7.70% Poonawalla Fincorp Ltd (21-Apr-2028)Punjab National Bank (18-Mar-2026)HDFC BANK LIMITED EQ NEW FV RE. 1/-Others