HDFC Banking and PSU Debt Fund - Growth Option

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NAV
₹ 23.1065 ₹ -0 (-0.01 %)
as on 30-05-2025
Asset Size (AUM)
6,007 Cr
Launch Date
Mar 03, 2014
Investment Objective
To generate income/capital appreciation through investments in debt and money market instruments consisting predominantly of securities issued by entities such as Scheduled Commercial Banks (SCBs), Public Sector undertakings (PSUs), Public Financial Institutions (PFIs), Municipal Corporations and such other bodies.There is no assurance that the investment objective of the Scheme will be achieved.
Minimum Investment 100.0
Minimum Top-up 100.0
Investment Returns Since Launch in Mar 03, 2014
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7.77

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
-0.23 %
Expense Ratio
0.78%
Volatility
0.98 %
Fund House
HDFC Mutual Fund
Fund Manager
FM 1 - Mr.Anil Bamboli, FM 2 - Mr.Dhruv Muchhal
Key Features
Scheme description
This fund has low risk compared to hybrid or equity funds. It invests in debt instruments of public sector undertakings, public financial institiutions upto 80% of its assets and is suitable for investors with low risk profile having investment horizon of 3 years and above.
Minimum Purchase Application Amount
Rs. 100.0 (plus in multiples of Rs. 100.0)

Entry Load
Not applicable
Exit Load
NIL
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtMutual FundsCash & Cash Equivalents
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10973
FD₹ 10600
Profile
Credit Quality Porfolio (%)
SOV 13.95
AAA 81.15
AA -
A -
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Corporate BondsG-Sec / SDLCash & Cash EquivalentsCDsCPs80806060404020200074.68 %18.35 %3.17 %2.15 %0.95 %
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Scheme Category % of Change
month-on-month
Duration 3.49 3.21 0.05
Maturity 4.74 4.67 0.06
YTM 7.64 7.55 0
REC LIMITEDNCD INDIAN RAILWAY FIN...SMALL INDUSTRIES DEVE...POWER FINANCE CORP...7.57% Indian Railway Fina...7.18% GOI 2037 (14-AUG...7.26% Government of Ind...NATIONAL BANK FOR AGR...State Bank of India (Tier...7.29% Housing & Urban ...5544332211004.82 %4.69 %4.6 %3.83 %3.42 %3.33 %2.99 %2.98 %2.95 %2.56 %
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Performance

Scheme Performance (%)

Data as on - 30-05-2025
Created with Highcharts 4.1.4ReturnsHDFC Banking and PSU Debt Fund - Growth OptionNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSUYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch02.557.51012.5

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesHDFC Banking and PSU Debt Fund - Growth OptionNIFTY COMPOSITE G-SEC INDEXDebt: Banking and PSU201620172018201920202021202220232024202502.557.51012.5
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000126,0416,04111.15
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
HDFC Banking and PSU Debt Fund - Growth Option 03-03-2014 9.73 8.24 7.62 6.53 7.53
Edelweiss Banking and PSU Debt Fund - Regular Plan - Growth Option 06-09-2013 10.21 8.04 8.07 6.54 7.68
DSP Banking & PSU Debt Fund - Regular Plan - Growth 05-09-2013 10.11 8.47 7.77 6.27 7.43
Bajaj Finserv Banking and PSU Fund- Regular Plan- Growth 01-11-2023 10.02 0.0 0.0 0.0 0.0
Baroda BNP Paribas Banking and PSU Bond Fund-Regular Plan -Growth Option 17-12-2020 9.98 8.02 7.38 0.0 0.0
Portfolio Analysis
Portfolio as on 30-04-2025
Sector Allocation
SectorAllocation (%)
N/A100
Portfolio Holdings
Company Instrument Credit Rating Holdings (%)
Indian Railways Finance Corp. Ltd.DebtAAA4.69
Small Industries Development BankDebtAAA3.76
Indian Railways Finance Corp. Ltd.DebtAAA3.42
7.18% GOI MAT 140833DebtSOV3.33
7.26% GOI MAT 060233DebtSOV2.99
State Bank of India (Tier 2 - Basel III)DebtAAA2.95
Net Current AssetsCash & Cash Equivalentsundefined2.65
Housing and Urban Development Corporation Ltd.DebtAAA2.56
REC Limited.DebtAAA2.54
Bajaj Housing Finance Ltd.DebtAAA2.54
Housing and Urban Development Corporation Ltd.DebtAAA2.2
HDFC Bank Ltd.DebtAAA2.17
Punjab National BankDebtAAA2.12
National Bank for Agri & Rural Dev.DebtAAA2.11
Power Finance Corporation Ltd.DebtAAA2.1
Small Industries Development BankDebtAAA1.71
Bajaj Housing Finance Ltd.DebtAAA1.71
6.67% GOI MAT 151235DebtSOV1.7
LIC Housing Finance Ltd.DebtAAA1.69
Power Grid Corporation of India Ltd.DebtAAA1.54
State Bank of India (Tier 2 - Basel III)DebtAAA1.32
REC Limited.DebtAAA1.32
Power Finance Corporation Ltd.DebtAAA1.3
HDFC Bank Ltd.DebtAAA1.29
National Bank for Agri & Rural Dev.DebtAAA1.28
Small Industries Development BankDebtAAA1.27
National Housing BankDebtAAA1.27
National Bank for Agri & Rural Dev.DebtAAA1.27
SMFG India Credit Company LtdDebtAAA1.27
National Bank for Agri & Rural Dev.DebtAAA1.26
Floating Rate GOI 2034DebtSOV1.1
HDFC Bank Ltd.DebtAAA1.03
HDFC Bank Ltd.DebtAAA1.03
National Bank for Agri & Rural Dev.DebtAAA1.02
REC Limited.DebtAAA0.97
7.34% GOI MAT 220464DebtSOV0.89
REC Limited.DebtAAA0.89
7.64% Gujarat SDL ISD 170124 MAT 170133DebtSOV0.88
7.1% GOI MAT 080434DebtSOV0.87
National Bank for Agri & Rural Dev.DebtAAA0.87
Pipeline Infrastructure Pvt. Ltd.DebtAAA0.86
Housing and Urban Development Corporation Ltd.DebtAAA0.86
Indian Railways Finance Corp. Ltd.DebtAAA0.86
National Housing BankDebtAAA0.86
Export - Import Bank of IndiaDebtAAA0.85
Small Industries Development BankDebtAAA0.85
Power Finance Corporation Ltd.DebtAAA0.85
National Housing BankDebtAAA0.85
Indian Railways Finance Corp. Ltd.DebtAAA0.85
Small Industries Development BankDebtAAA0.84
TATA Capital Housing Finance Ltd.DebtAAA0.84
HDFC Bank Ltd.DebtAAA0.82
Mahanagar Telephone Nigam Ltd.Debtundefined0.81
Power Grid Corporation of India Ltd.DebtAAA0.77
Mahanagar Telephone Nigam Ltd.Debtundefined0.64
REC Limited.DebtAAA0.6
7.64% % Gujarat SDL ISD 170124 Mat 170134DebtSOV0.53
TREPS - Tri-party RepoCash & Cash Equivalentsundefined0.52
6.79% GOI MAT 071034DebtSOV0.51
Bank of Baroda (Tier 2 - Basel III)DebtAAA0.51
Toyota Financial Services India Ltd.DebtAAA0.46
7.63% Gujarat SDL ISD 240124 Mat 240133DebtSOV0.44
Indian Railways Finance Corp. Ltd.DebtAAA0.44
LIC Housing Finance Ltd.DebtAAA0.44
National Housing BankDebtAAA0.43
REC Limited.DebtAAA0.43
Power Finance Corporation Ltd.DebtAAA0.43
HDFC Bank Ltd.DebtAAA0.43
HDFC Bank Ltd. (Tier 2 - Basel III)DebtAAA0.43
Indian Oil Corporation Ltd.DebtAAA0.42
Small Industries Development BankDebtAAA0.42
Small Industries Development BankDebtAAA0.42
REC Limited.DebtAAA0.42
REC Limited.DebtAAA0.42
REC Limited.DebtAAA0.42
Power Finance Corporation Ltd.DebtAAA0.42
Poonawalla Fincorp LtdDebtAAA0.42
Pipeline Infrastructure Pvt. Ltd.DebtAAA0.42
National Bank for Agri & Rural Dev.DebtAAA0.42
Mahanagar Telephone Nigam Ltd.DebtAAA0.42
Indian Railways Finance Corp. Ltd.DebtAAA0.42
HDFC Bank Ltd.DebtAAA0.42
Altius Telecom Infrastructure TrustDebtAAA0.42
State Bank of India (Tier 2 - Basel III)DebtAAA0.41
Indian Bank (Tier 2 - Basel III)DebtAAA0.41
7.63% Gujarat SDL ISD 240124 Mat 240134DebtSOV0.35
Corporate Debt Market Development FundMFundefined0.28
Bajaj Finance Ltd.DebtAAA0.25
7.23% GOI MAT 150439DebtSOV0.18
Indian Railways Finance Corp. Ltd.DebtAAA0.09
7.18% GOI MAT 240737DebtSOV0.09
7.63% Maharashtra SDL Mat 310135DebtSOV0.09
Bajaj Finance Ltd.DebtAAA0.08
Sector Allocation
Created with Highcharts 4.1.4Others
Portfolio Holdings
Created with Highcharts 4.1.4Indian Railways Finance Corp. Ltd.Small Industries Development BankIndian Railways Finance Corp. Ltd.7.18% GOI MAT 1408337.26% GOI MAT 060233State Bank of India (Tier 2 - Basel III)Net Current AssetsHousing and Urban Development Corporation Ltd.REC Limited.Others