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NAV
₹ 58.4333 ₹ 0 (0.01 %)
as on 04-07-2025
Asset Size (AUM)
953.57 Cr
Launch Date
Sep 01, 2000
Investment Objective
To generate income/capital appreciation through investments in debt and money market instruments. There is no assurance that the investment objective of the Scheme will be achieved.
Minimum Investment 100.0
Minimum Top-up 100.0
Investment Returns Since Launch in Sep 01, 2000
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7.37

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
-0.49 %
Expense Ratio
1.39%
Volatility
2.34 %
Fund House
HDFC Mutual Fund
Fund Manager
FM 1 - Mr.Shobhit Mehrotra, FM 2 - Mr.Dhruv Muchhal
Key Features
Scheme description
This fund has low risk compared to any hybrid or equity funds. It invests in debt and money market instrumnets such that the macauley duration of the portfolio is between 4 - 7 years. It is suitable for investors with low risk profile having investment horizon of 48 months and above and looking for alterative to fixed deposits.
Minimum Purchase Application Amount
Rs. 100.0 (plus in multiples of Rs. 100.0)

Entry Load
Not applicable
Exit Load
NIL
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsOthersDebtMutual FundsCash & Cash Equivalents
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10877
FD₹ 10600
Profile
Credit Quality Porfolio (%)
SOV 75.09
AAA 17.05
AA -
A -
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
G-Sec / SDLCorporate BondsCash & Cash EquivalentsOthers80806060404020200068.83 %19.82 %7.19 %3.49 %0.42 %
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Scheme Category % of Change
month-on-month
Duration 6.76 6.33 -0.02
Maturity 11.38 11.13 -0.02
YTM 7.26 7.34 -0.01
7.18% GOI 2037 (24-JUL...7.41% Government of Ind...7.54% Government of In...7.23% GOI 2039 (15-APR...6.79% GOI 2034 (07-OCT...GOVERNMENT OF INDIANTPC LIMITED6.92% GOI 2039 (18-NOV...GOI FRB 30-OCT-34BAJAJ HOUSING FINANC...202015151010550018.99 %11.36 %10.91 %8.44 %4.35 %4.28 %2.77 %2.75 %2.68 %2.64 %
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Performance

Scheme Performance (%)

Data as on - 04-07-2025
Created with Highcharts 4.1.4ReturnsHDFC Income Fund - Growth OptionNifty 4-8 yr G-Sec IndexDebt: Medium to Long DurationYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch-50510

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesHDFC Income Fund - Growth OptionNifty 4-8 yr G-Sec IndexDebt: Medium to Long Duration201620172018201920202021202220232024202502.557.51012.51517.5
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000124,4334,4338.13
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
HDFC Income Fund - Growth Option 01-09-2000 8.77 8.12 7.66 5.2 6.27
ICICI Prudential Bond Fund - Growth 05-08-2008 9.8 8.65 8.43 6.25 7.51
LIC MF Medium to Long Duration Fund-Regular Plan-Growth 19-06-1999 9.72 8.16 8.17 5.34 6.5
JM Medium to Long Duration Fund (Regular) - Growth Option 01-04-1995 9.68 8.17 7.6 5.26 4.32
UTI Medium to Long Duration Fund- Regular Plan - Growth 17-05-1998 8.95 7.71 7.64 8.21 5.8
Portfolio Analysis
Portfolio as on 31-05-2025
Sector Allocation
SectorAllocation (%)
Portfolio Holdings
Company Instrument Credit Rating Holdings (%)
7.18% GOI MAT 240737DebtSOV18.99
7.41% GOI MAT 191236DebtSOV11.36
7.54% GOI MAT 230536DebtSOV10.91
7.23% GOI MAT 150439DebtSOV8.44
TREPS - Tri-party RepoCash & Cash Equivalentsundefined5.44
6.79% GOI MAT 071034DebtSOV4.35
NTPC LimitedDebtAAA2.77
6.92% GOI MAT 181139DebtSOV2.75
7.59% GOI MAT 071231DebtSOV2.68
Floating Rate GOI 2034DebtSOV2.68
Bajaj Housing Finance Ltd.DebtAAA2.64
India Grid TrustDebtAAA2.43
7.25% GOI MAT 120663DebtSOV2.21
National Bank for Agri & Rural Dev.DebtAAA2.17
6.33% GOI MAT 050535DebtSOV1.91
Net Current AssetsCash & Cash Equivalentsundefined1.75
State Bank of IndiaDebtAAA1.68
7.09% GOI MAT 050854DebtSOV1.63
LIC Housing Finance Ltd.DebtAAA1.61
NTPC LimitedDebtAAA1.58
7.1% GOI MAT 080434DebtSOV1.53
7.34% GOI MAT 220464DebtSOV1.12
7.3% GOI MAT 190653DebtSOV1.11
NTPC LimitedDebtAAA1.1
7.09% GOI MAT 251174DebtSOV1.08
6.68% GOI MAT 170931DebtSOV1.08
Altius Telecom Infrastructure TrustDebtAAA1.07
6.9% GOI MAT 150465DebtSOV0.53
6.62% GOI MAT 281151DebtSOV0.52
EMBASSY OFFICE PARKS REIT REITOthersundefined0.42
Corporate Debt Market Development FundMFundefined0.25
6.72% Gujarat SDL - ISD 090621 Mat 090630DebtSOV0.14
7.95% GOI MAT 280832DebtSOV0.04
6.19% GOI MAT 160934DebtSOV0.03
Sector Allocation
Created with Highcharts 4.1.4Others
Portfolio Holdings
Created with Highcharts 4.1.47.18% GOI MAT 2407377.41% GOI MAT 1912367.54% GOI MAT 2305367.23% GOI MAT 150439TREPS - Tri-party Repo6.79% GOI MAT 071034NTPC Limited6.92% GOI MAT 1811397.59% GOI MAT 071231Others