• Home
  • MF Research
  • SBI Banking & Financial Services Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

SBI Banking & Financial Services Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

Equity: Sectoral-Banking and Financial Services Open Ended Scheme
arrow-down
NAV
₹ 37.9889 ₹ -0 (-0.01 %)
as on 23-06-2025
Asset Size (AUM)
7,994.89 Cr
Launch Date
Feb 24, 2015
Invest in this scheme
Investment Objective
\The investment objective of the scheme isto generate long-term capital appreciationto unit holders from a portfolio that isinvested predominantly in equity and equityrelated securities of companies engaged inbanking and financial services. However,there can be no assurance that theinvestment objective of the Scheme will berealized.\
Minimum Investment 5000.0
Minimum Top-up 1000.0
Investment Returns Since Launch in Feb 24, 2015
arrow-up

14.76

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.57 %
Expense Ratio
1.78%
Volatility
14.44 %
Fund House
SBI Mutual Fund
Fund Manager
Milind Agrawal, Mr. Pradeep Kesavan,
Key Features
Scheme description
This fund has higher ups and downs compared to other equity funds but can give much higher returns. Investment in this fund can be made for a horizon of at least 5-7 years or more
Minimum Purchase Application Amount
Rs. 5000.0 (plus in multiples of Rs. 1000.0)
Entry Load
Not applicable
Exit Load
<p> For exit on or before 30 days from the date of allotment - 0.50%;</p> <p> For exit after 30 days from the date of allotment - Nil.</p> <p> &nbsp;</p>
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtCash & Cash EquivalentsEquity
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFDGoldNifty
Fund₹ 11605
FD₹ 10600
Gold₹ 10800
Nifty₹ 11607
Other Schemes of the Same Category
Performance

Scheme Performance (%)

Data as on - 23-06-2025
Created with Highcharts 4.1.4ReturnsSBI Banking & Financial Services Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)Nifty Financial Services TRIEquity: Sectoral-Banking and Financial ServicesYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch0102030

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesSBI Banking & Financial Services Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)Nifty Financial Services TRIEquity: Sectoral-Banking and Financial Services2016201720182019202020212022202320242025-40-20020406080

NAV Movement

Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000131,44311,44321.65
Benchmark120,000131,13011,13021.04
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
SBI Banking & Financial Services Fund - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 24-02-2015 16.04 24.58 24.89 22.55 15.93
DSP Banking & Financial Services Fund - Regular - Growth 15-12-2023 20.62 0.0 0.0 0.0 0.0
WhiteOak Capital Banking & Financial Services Fund - Regular Growth 06-02-2024 16.25 0.0 0.0 0.0 0.0
SBI Banking & Financial Services Fund - Regular Plan - Growth 01-02-2015 16.04 24.58 24.89 22.55 15.93
Invesco India Financial Services Fund - Retail Growth 14-07-2008 15.08 25.6 27.93 23.14 14.63
Portfolio Analysis
Portfolio as on 31-05-2025
Sector Allocation
SectorAllocation (%)
Financial Services96.81
N/A3.19
Portfolio Holdings
CompanyHoldings (%)
HDFC BANK LIMITED EQ NEW FV RE. 1/-26.78
ICICI BANK LIMITED EQ NEW FV RS. 2/-10.91
AXIS BANK LIMITED EQ NE FV RS. 2/-9.37
KOTAK MAHINDRA BANK LIMITED EQ NEW F.V RS.5/-9.32
MAX FINANCIAL SERVICES LIMITED EQ NEW FV RS. 2/-4.36
HDFC LIFE INSURANCE COMPANY LIMITED EQ4.15
TREPS3.87
MUTHOOT FINANCE LIMITED EQ3.84
BANK OF BARODA EQ NEW FV RS. 2/-2.8
SBI CARDS AND PAYMENT SERVICES LIMITED EQ2.48
NIPPON LIFE INDIA ASSET MANAGEMENT LIMITED EQ2.43
APTUS VALUE HOUSING FINANCE INDIA LIMITED EQ NEW FV RS.2/-2.33
BANK OF INDIA EQ2.16
ADITYA BIRLA CAPITAL LIMITED EQ2.13
POWER FINANCE CORPORATION LTD. EQ2.11
HDFC ASSET MANAGEMENT COMPANY LTD EQ NEW FV RS. 5/-1.79
SBI LIFE INSURANCE COMPANY LIMITED EQ1.43
ICRA LIMITED EQ1.3
CITY UNION BANK LIMITED EQ NEW RS. 1/-1.29
CARE RATINGS LIMITED EQ1.26
STAR HEALTH AND ALLIED INSURANCE COMPANY LTD. EQ1.19
CHOLAMANDALAM FINANCIAL HOLDINGS LIMITED EQ NEW FV RE. 1/-0.95
MANAPPURAM FINANCE LIMITED EQ NEW F.V. RS.2/-0.89
CRISIL LIMITED EQ NEW FV Re. 1/-0.81
Margin amount for Derivative positions0.77
SBFC FINANCE LIMITED EQ0.43
RBL BANK LIMITED EQ0.17
STATE BANK OF INDIA EQ NEW RE. 1/-0.13
182 DAY T-BILL 05.06.250.06
Net Receivable / Payable-1.51
Sector Allocation
Created with Highcharts 4.1.4Others
Portfolio Holdings
Created with Highcharts 4.1.4HDFC BANK LIMITED EQ NEW FV RE. 1/-ICICI BANK LIMITED EQ NEW FV RS. 2/-AXIS BANK LIMITED EQ NE FV RS. 2/-KOTAK MAHINDRA BANK LIMITED EQ NEW F.V RS.5/-MAX FINANCIAL SERVICES LIMITED EQ NEW FV RS. 2/-HDFC LIFE INSURANCE COMPANY LIMITED EQTREPSMUTHOOT FINANCE LIMITED EQBANK OF BARODA EQ NEW FV RS. 2/-Others