SBI Credit Risk Fund - Regular Plan - Growth

Debt: Credit Risk Open Ended Scheme
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NAV
₹ 46.1616 ₹ 0 (0 %)
as on 05-09-2025
Asset Size (AUM)
2,221.25 Cr
Launch Date
Jul 01, 2004
Invest in this scheme
Investment Objective
To provide the investors an opportunity to predominantly invest in corporate bonds rated AA and below (excluding AA+ rated corporate bonds) so as to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
Minimum Investment 5000.0
Minimum Top-up 1000.0
Investment Returns Since Launch in Jul 01, 2004
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7.5

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
0.61 %
Expense Ratio
1.55%
Volatility
1.36 %
Fund House
SBI Mutual Fund
Fund Manager
Mr Lokesh Mallya, Mr. Adesh Sharma, Mr. Pradeep Kesavan,
Key Features
Scheme description
This fund has low risk compared to hybrid funds. It invests minimum of 65% of its assets in coroprate bonds in below highest rated instruments. It is suitable for investors with moderate risk taking ability wanting to earn bit higher over other debt funds. Minimum investment horizon can be few years.
Minimum Purchase Application Amount
Rs. 5000.0 (plus in multiples of Rs. 1000.0)
Entry Load
Not applicable
Exit Load
<p>\r\n\tFor exit within 12 months from the date of allotment &ndash; For 8% of the investment &ndash; Nil; For the remaining investment - 3%</p>\r\n<p>\r\n\tFor exit after 12 months but within 24 months from the date of allotment - For 8% of the investment &ndash; Nil; For the remaining investment -1.5%</p>\r\n<p>\r\n\tFor exit after 24 months but within 36 months from the date of allotment - For 8% of the investment &ndash; Nil; For the remaining investment -0.75%;</p>\r\n<p>\r\n\tFor exit after 36 months from the date of allotment &ndash; Nil</p>\r\n
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Fund Performance
Fund's historical return comparison with other asset classes
Profile
Credit Quality Porfolio (%)
SOV 14.37
AAA 0.68
AA 58.07
A 18.17
BBB -
Below BBB -
D -
Note: AAA includes A1, A includes A2, BBB includes A3.
Scheme Category % of Change
month-on-month
Duration 2.35 2.1 -0.06
Maturity 3.78 2.93 -0.04
YTM 8.59 8.32 0.01
Other Schemes of the Same Category
SBI Credit Risk Fund - Regular Plan - Growth
DSP Credit Risk Fund - Regular Plan -Growth
HSBC Credit Risk Fund - Regular Growth
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth
Invesco India Credit Risk Fund - Regular Plan - Growth
Nippon India Credit Risk Fund - Growth Plan
ICICI Prudential Credit Risk Fund - Growth
Axis Credit Risk Fund - Regular Plan - Growth
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option
HDFC Credit Risk Debt Fund - Growth Option
Performance

Scheme Performance (%)

Data as on - 05-09-2025

Yearly Performance (%)

NAV Movement

Investment Returns Calculator
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
SBI Credit Risk Fund - Regular Plan - Growth 01-07-2004 8.23 7.99 7.97 6.94 7.37
DSP Credit Risk Fund - Regular Plan -Growth 05-05-2003 21.99 18.77 14.58 11.38 7.97
HSBC Credit Risk Fund - Regular Growth 01-01-2013 20.69 13.51 11.03 7.72 7.2
Aditya Birla Sun Life Credit Risk Fund - Regular Plan - Growth 05-04-2015 16.16 12.27 10.37 9.23 8.18
Invesco India Credit Risk Fund - Regular Plan - Growth 04-09-2014 9.61 9.16 9.18 6.5 5.83
Nippon India Credit Risk Fund - Growth Plan 01-06-2005 9.34 8.58 8.17 8.73 6.09
ICICI Prudential Credit Risk Fund - Growth 05-12-2010 8.72 8.68 7.95 7.3 7.81
Axis Credit Risk Fund - Regular Plan - Growth 15-07-2014 8.63 8.11 7.58 6.8 6.85
Baroda BNP Paribas Credit Risk Fund -Regular-Growth Option 23-01-2015 8.36 8.17 7.78 9.66 7.74
HDFC Credit Risk Debt Fund - Growth Option 05-03-2014 7.95 7.93 7.36 7.09 7.66
Portfolio Analysis
Portfolio as on
Sector Allocation
Sector Allocation (%)
Portfolio Holdings
Company Allocation (%)
Sector Allocation
Portfolio Holdings