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SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)

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NAV
₹ 15.5291 ₹ 0.08 (0.51 %)
as on 20-06-2025
Asset Size (AUM)
284.18 Cr
Launch Date
Feb 10, 2021
Investment Objective
The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However there can be no assurance that the investment objective of the Scheme will be realized.
Minimum Investment 5000.0
Minimum Top-up 1000.0
Investment Returns Since Launch in Feb 10, 2021
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10.54

%
3 M
6 M
1 Y
3 Y
10 Y
Inception
Sharp Ratio
1.07 %
Expense Ratio
1.67%
Volatility
4.78 %
Fund House
SBI Mutual Fund
Fund Manager
Mr. Ardhendu Bhattacharya, Rohit Shimpi, Mr. Pradeep Kesavan,
Key Features
Scheme description
Minimum Purchase Application Amount
Rs. 5000.0 (plus in multiples of Rs. 1000.0)

Entry Load
Not applicable
Exit Load
<p>NIL</p>\n
Indicative Investment Horizon
5 Years and above
Asset Allocation
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4AssetsDebtCash & Cash EquivalentsEquity
Fund Performance
Fund's historical return comparison with other asset classes
Created with Highcharts 4.1.4FundFD
Fund₹ 10487
FD₹ 10600
Performance

Scheme Performance (%)

Data as on - 20-06-2025
Created with Highcharts 4.1.4ReturnsSBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)AK Hybrid Conservative TRIRetirement FundYTD1 Month3 Month6 Month1 Year3 Years5 Years10 YearsSince Launch-505101520

Yearly Performance (%)

Created with Highcharts 4.1.4ValuesSBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW)AK Hybrid Conservative TRIRetirement Fund2016201720182019202020212022202320242025-505101520253035
Investment Returns Calculator
Amount InvestedFund ValueProfitReturns
Fund120,000123,5383,5386.50
Benchmark0000.00
Rolling returns are the annualized returns of the scheme taken for a specified period (rolling returns period) on every day/week/month and taken till the last day of the duration. In this chart we are showing the annualized returns over the rolling returns period on every day from the start date and comparing it with the benchmark. Rolling returns is the best measure of a fund's performance. Trailing returns have a recency bias and point to point returns are specific to the period in consideration. Rolling returns, on the other hand, measures the fund's absolute and relative performance across all timescales, without bias.
Peer Comparison
Scheme Name Inception Date 1 Year Return % 2 Year Return % 3 Year Return % 5 Year Return % 10 Year Return %
SBI Retirement Benefit Fund - Conservative Hybrid Plan - Regular Plan - Income Distribution cum Capital Withdrawal Option (IDCW) 10-02-2021 4.87 10.77 12.91 0.0 0.0
PGIM India Retirement Fund - Regular Plan - Growth Option 15-04-2024 8.64 0.0 0.0 0.0 0.0
Aditya Birla Sun Life Retirement Fund-The 40s Plan-Regular Plan-Growth 01-03-2019 8.37 17.37 17.26 13.92 0.0
UTI Retirement Fund - Regular Plan 26-12-1994 8.03 14.22 14.78 14.83 9.68
ICICI Prudential Retirement Fund - Pure Equity - Growth Option 01-02-2019 7.96 29.47 28.13 29.47 0.0
Portfolio Analysis
Portfolio as on 31-05-2025
Sector Allocation
SectorAllocation (%)
N/A61.3
Financial Services11.75
Automobile and Auto Components4.98
Capital Goods4
Information Technology3.91
Oil, Gas & Consumable Fuels2.35
Healthcare2.26
Construction1.62
Consumer Services1.61
Construction Materials1.35
Consumer Durables1.22
Metals & Mining0.78
Power0.7
Fast Moving Consumer Goods0.52
Textiles0.52
Realty0.49
Chemicals0.43
Services0.21
Portfolio Holdings
CompanyHoldings (%)
7.09% CGL 205422.72
7.08% State Government of Karnataka 203410.87
7.12% State Government of Maharashtra 20364.55
Bharat Sanchar Nigam Ltd.3.7
HDFC BANK LIMITED EQ NEW FV RE. 1/-3.59
TREPS2.67
ICICI BANK LIMITED EQ NEW FV RS. 2/-2.62
Net Receivable / Payable2.46
RELIANCE INDUSTRIES LIMITED EQ2.35
Torrent Power Ltd.1.87
REC Ltd.1.86
Sundaram Finance Ltd.1.84
Power Finance Corporation Ltd.1.81
Tata Power Renewable Energy Ltd. (Guaranteed by Tata Power Ltd.)1.8
Godrej Properties Ltd.1.78
Bajaj Housing Finance Ltd.1.77
INFOSYS LIMITED EQ FV RS 51.72
LARSEN AND TOUBRO LIMITED EQ NEW FV RS.2/-1.62
MARUTI SUZUKI INDIA LIMITED EQ1.47
STATE BANK OF INDIA EQ NEW RE. 1/-1.26
AXIS BANK LIMITED EQ NE FV RS. 2/-1.15
TATA CONSULTANCY SERVICES LIMITED EQ NEW FV RE.1/-1.12
ULTRATECH CEMENT LIMITED EQ1.12
KOTAK MAHINDRA BANK LIMITED EQ NEW F.V RS.5/-1.02
DIVIS LABORATORIES LIMITED EQ NEW RS. 2/-0.98
SCHAEFFLER INDIA LIMITED EQ NEW FV RS. 2/-0.93
6.33% CGL 20350.89
ENDURANCE TECHNOLOGIES LIMITED EQ NEW FV RS.. 10/-0.86
ABBOTT INDIA LIMITED EQ0.85
JUBILANT FOODWORKS LIMITED EQ NEW FV RS. 2/-0.85
TIMKEN INDIA LIMITED EQ0.82
KAJARIA CERAMICS LIMITED EQ NEW FV RE. 1/-0.8
HINDALCO INDUSTRIES LIMITED EQ NEW FV RE. 1/-0.78
HDFC LIFE INSURANCE COMPANY LIMITED EQ0.74
Union Bank of India( AT1 Bond under Basel III )0.71
POWER GRID CORPORATION OF INDIA LIMITED EQ0.7
ZF COMMERCIAL VEHICLE CONTROL SYSTEMS INDIA LIMITED EQ0.63
L&T TECHNOLOGY SERVICES LIMITED EQ0.62
TVS MOTOR COMPANY LIMITED EQ FV RE.1/-0.6
GRINDWELL NORTON LIMITED EQ NEW FV RS.5/-0.59
CHOLAMANDALAM INVESTMENT AND FIN. CO. LTD EQ NEW FV RS. 2/-0.56
HONEYWELL AUTOMATION INDIA LIMITED EQ0.54
PAGE INDUSTRIES LIMITED EQ NEW FV RS.10/-0.52
BALRAMPUR CHINI MILLS LIMITED EQ NEW FV 1/-0.52
DLF LIMITED EQ NEW FV RS.2/-0.49
SONA BLW PRECISION FORGINGS LIMITED EQ0.49
LTIMINDTREE LIMITED EQ0.45
NAVIN FLUORINE INTERNATIONAL LTD EQ NEW FV RS. 2/-0.43
DR. LAL PATHLABS LIMITED EQ NEW FV RS. 10/-0.43
AIA ENGINEERING LIMITED EQ NEW RE.2/-0.42
ICICI LOMBARD GEN INSURANCE CO LTD EQ0.42
HAWKINS COOKERS LIMITED EQ0.42
FSN E-COMMERCE VENTURES LIMITED EQ NEW FV RE.1/-0.4
HDFC ASSET MANAGEMENT COMPANY LTD EQ NEW FV RS. 5/-0.39
ABB INDIA LIMITED EQ NEW RS. 2/-0.36
CHALET HOTELS LIMITED EQ0.36
ESAB INDIA LIMITED EQ0.34
THERMAX LIMITED EQ NEW FV RS.2/-0.32
CARBORUNDUM UNIVERSAL LIMITED EQ NEW Re.1/-0.32
PITTI ENGINEERING LIMITED EQ NEW FV RS. 5/-0.29
NUVOCO VISTAS CORPORATION LIMITED EQ0.23
TEAM LEASE SERVICES LIMITED EQ NEW FV RS. 10/-0.21
Sector Allocation
Created with Highcharts 4.1.4Financial ServicesAutomobile and Auto ComponentsCapital GoodsInformation TechnologyOil, Gas & Consumable FuelsHealthcareConstructionConsumer ServicesConstruction MaterialsOthers
Portfolio Holdings
Created with Highcharts 4.1.47.09% CGL 20547.08% State Government of Karnataka 20347.12% State Government of Maharashtra 2036Bharat Sanchar Nigam Ltd.HDFC BANK LIMITED EQ NEW FV RE. 1/-TREPSICICI BANK LIMITED EQ NEW FV RS. 2/-Net Receivable / PayableRELIANCE INDUSTRIES LIMITED EQOthers